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Retirees At Recent Denver Meeting

42 retirees joined six LRO Board members at the Regional Meeting held in Denver on August 30, 2016. Presentations covered current legislative, healthcare and pension issues. It is always great to see old friends at these sessions - lots of hugs and "Remember when ..." stories. The LRO will continue to evaluate possible future Regional Meetings at retiree population centers around the country.

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In this issue we talk about the transition from Alcatel-Lucent to Nokia and address many of the questions raised by our retirees regarding this transition.

The History Corner article features a look back at the Teletype Corporation, an important part of our shared Bell System heritage.




History Corner pieces in our recent newsletters (THE LRO CONNECTION) can be accessed at any time by clicking on the HISTORY CORNER tab on the navigation bar..

Check out the History Corner tab for the first 100 year history of the Western Electric Co. from 1869 to 1969.

If you have historical information, send to Gary Reichow at

Information on the Passing of Retirees

Under the "In Memoriam" tab located at the top of this page, the LRO lists the submitted names of recently deceased individuals and, where possible, provides a linkage to an official obituary. Information required and the form to list an individual are contained on the "In Memoriam" page. We encourage family members and friends to take advantage of this service.

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NEW INFORMATION ON 2017 Enrollment for Nokia (formerly Alcatel-Lucent) Benefits and/or Medicare HERE

Nokia Cancellation of Pre-Medicare Health Insurance

Dear Fellow Retiree,

We feel the pain of those pre-Medicare eligible retirees who have lost health care coverage through the recent actions of Nokia, and many of you have shared your frustration with the LRO.

Despite what we believe to be an open relationship with John Hickey, the Nokia Vice President of Benefits, we did not receive advance notice of this decision and only became aware when we began receiving emails from our membership. As president of the LRO, I immediately contacted John and arranged for a conference call for October 17 to discuss this and other issues.

I expressed our disappointment at not getting a ‘Heads up’ on the insurance issue and relayed to John some of the feedback we had received from retirees on this sudden announcement. He understood our frustration, and that of affected retirees, and offered the following as the rationale for this Nokia decision:

The pre-Medicare retiree base is a rapidly declining segment of the retiree population going from approximately 3200 retirees in 2014 to an estimated 600-800 in 2016. The average monthly cost for company provided insurance for this segment in 2016 was $2300/mo.

With anticipated further declining numbers for 2017, projected cost increases of 30% would bring the monthly charge to something in the range of $3000/mo. Nokia believed that, with these declining numbers and this projected cost, retirees could find better options at the health care exchanges. Thus the decision to eliminate this coverage.

Mr. Hickey went on to comment that Nokia expects 80,000 retirees and eligible dependents to enroll in the Nokia Medicare Plan for 2017, and while he would not share the cost information, he expects a minimal increase. He also would not commit further at this time on coverage for 2018. This will be evaluated next year.

While we understand the issue of the declining population and cost issue, we further understand that this doesn’t make it less painful for those who now must explore other options. We have even had some retirees question the legal basis of this cancellation and suggest we consider legal action.

The LRO has reached out to an attorney for comment on this, and the bottom line is that healthcare coverage is considered a Welfare Benefit and basically is provided at the discretion of the company, except in those instances where a specific commitment has been made. We were advised that, even if there were some mitigating circumstances that would justify legal action, the likely damages would be minimal given the small difference between the exchange offerings and the company offerings, and by the time the legal process unfolded, most of this declining base would already be Medicare eligible. Bottom line - no solid basis for incurring the cost of legal action.

The LRO will continue to monitor and keep and open dialogue with Nokia on pension, health care and other benefit issues like Group Life Insurance, and we will do our best to keep all of our retirees informed.

Joe Dombrowski, President Lucent Retiree Organization

Nokia Apparently Changes Pension Payment Dates

It has come to our attention that Nokia posts pension payments on the first working day of the month, which in the case of a weekend, could be the 3rd of the month. This represents a change from Alcatel Lucent.


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ACA must change, Democrats and Republicans say
By Jack Craver; BenefitsPRO ~ Oct 24, 2016

Obamacare Is Draining Our Financial Reserves
From John Mauldin; Forbes ~ Oct 24, 2016

Feds: Most states to see steep ObamaCare rate hikes
By Sarah Ferris; The Hill ~ Oct 24, 2016

IRS Announces Relaxed Retirement Plan Rules For Victims Of Hurricane Matthew
From Kelly Phillips Erb; Forbes ~ Oct 24, 2016

While Obamacare premiums rise, employer-based health plans shift to higher deductibles
By Tracy Seipel; The Mercury News ~ Oct 23, 2016

A Shocking Number of Obamacare Enrollees Are Set to Lose Their Plans in 2017
By Sean Williams; The Motley Fool ~ Oct 23, 2016

Social Security Benefit Formula Robs Older Workers
From William Baldwin; Forbes ~ Oct 23, 2016

Obama Compares Obamacare To Phones That Literally Explode
By Robert Donachie; The Daily Caller ~ Oct 21, 2016

GOP: Obama ‘in denial’ about healthcare law failures
By Sarah Ferris; The Hill ~ Oct 22, 2016

Why Medicare Part D Pays Too Much for Prescription Medicine
Stuard Silverstein, FairWarning – Oct 19, 2016

GOP rebuffs Obama's entreaties to fix health law
By Jennifer Haberkorn; Politico ~ Oct 21, 2016

MACRA: A ‘nightmare’ in 2,400 pages?
By Joanne Finnegan; FierceHealthcare ~ Oct 21, 2016

Election headlines bury need for a discussion on the future of health care
By Seema Verma; The Hill ~ Oct 21, 2016

Social Security: Bring on the hard questions
By Brenton Smith, Orlando Sentinel – Oct 21, 2016

Obama says his departure may fix what ails Obamacare
By Roberta Rampton; Reuters ~ Oct 20, 2016

Obama offers prescription for Affordable Care Act 'growing pains'
By Gregory Korte; USA TODAY ~ Oct 20, 2016

Medicare Wasted $359 Million On Superfluous Chiropractic Treatments
By Robert Donachie; The Daily Caller ~ Oct 19, 2016

13.8M goal set for Obama's final health care sign-up season
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 19, 2016

The 27 Million People The Health Law Left Behind
From KHN Morning Briefing; Kaiser Health News ~ Oct 19, 2016

The cash-rich pharmaceutical lobby and the rising cost of drugs for Medicare seniors
By Stuart Silverstein, FW; Florida Bulldog ~ Oct 18, 2016

House Republican doctors: ‘Obamacare is collapsing’
By John Sexton; Hot Air ~ Oct 18, 2016

Simple Choice Option Lets ACA Shoppers Make Apples-To-Apples Comparisons Between Plans
From KHN Morning Briefing; Kaiser Health News ~ Oct 18, 2016

ObamaCare experts: Don't expect fixes in 2017
By Sarah Ferris; The Hill ~ Oct 18, 2016

Latest blow for Obamacare: Health insurance brokers add fees
By Sabriya Rice; The Dallas Morning News ~ Oct 17, 2016

Are some insurers unfairly profiting from Obamacare program?
By Chad Terhune; CNNMoney ~ Oct 17, 2016

The human costs of ObamaCare’s broken promises
From Akash Chougule; The Hill ~ Oct 18, 2016

Alarm sounds on Medicare premium hikes
By Peter Sullivan; The Hill ~ Oct 18, 2016

How Trump, Clinton would fix the 'crazy' U.S. health system
By Caroline Humer & Emily Stephenson; Reuters ~ Oct 18, 2016

For Better Credit, Sometimes All You Have to Do Is Ask
By Elisabeth Leamy; ABC News ~ Oct 18, 2016

Peters Cosponsors Bill to Prevent Unexpected Costs for Seniors’ Nursing Home Care
Senator Gary Peters Press Release - Oct 17, 2016

Now, even Democrats can see the ObamaCare death spiral
By Post Editorial Board; New York Post ~ Oct 17, 2016

AHIP Head Thinks ACA Risk Programs Will Need Changes
By Caitlin Owens; Morning Consult ~ Oct 17, 2016

Frustration Runs Deep For Customers Forced To Change Marketplace Plans Routinely
By Jordan Rau; Kaiser Health News ~ Oct 17, 2016

U.S. News & World Report Announces the 2017 Best Medicare Plans
US News & World Report ~ Oct 17, 2016

Coordinating Social Security disability and retirement benefits
Spouses can claim benefits when mate collects disability

By Mary Beth Franklin; Investment News ~ Oct 17, 2016

Efficient, fair payer-provider negotiations first step in solving surprise bills
By Grant Ferowich; FierceHealthcare ~ Oct 13, 2016

As Insurers Drop Obamacare, White House Steps Up Sales Pitch
From Bruce Japsen; Forbes ~ Oct 16, 2016

Step-by-step: How to pick best Medicare Advantage plan for you
By Lacie Glover, NW; USA TODAY ~ Oct 16, 2016

Thanks, Obama, For The Decimation Of The Working Class
From Brian Domitrovic; Forbes ~ Oct 16, 2016

How Narrow Is It? Gov’t Begins Test Of Comparison Tool For Health Plan Networks
By Michelle Andrew; Kaiser Health News ~ Oct 14, 2016

1.4 million ObamaCare enrollees will lose their plans in 2017
By Ed Morrissey; Hot Air ~ Oct 145, 2016

Why House Republicans Are Trying to Sink This Obamacare Lawsuit
By Sy Mukherjee ; Fortune ~ Oct 14, 2016

More Than a Million People on Obamacare Could Lose Their Insurance Plans
By Lucinda Shen; Fortune ~ Oct 14, 2016

Officials Warn Some Older Marketplace Customers To Switch To Medicare
By Susan Jaffe; Kaiser Health News ~ Oct 14, 2016

White House Says MACRA Will Ease Into Doctor Practices
From Bruce Japsen; Forbes ~ Oct 14, 2016

Pharma takes an average 35% hit on list price in Medicare Part D: Report
By Tracy Staton; FiercePharma ~ Oct 13, 2016

The real reason your insurance premium is increasing
From Paul Hastings; The Hill ~ Oct 14, 2016

Drug industry, hospitals fight over 340B drug pricing program
By Mackenzie Bean; Becker’s Hospital Review ~ Oct 14, 2016

The Entitlement Time Bomb Politicians Refuse To Discuss
By Bruce McCain; Forbes ~ Oct 14, 2016

Life insurance: Security for America’s future
From David Cummins; The Hill ~ Oct 14, 2016

The Great Trust Fund Robbery
By Brenton Smith, FedSmith - Oct. 13, 2016

EXCLUSIVE: 2/3 Of Doctors Say Obamacare Hurts Quality And Cost Of Healthcare
By Robert Donachie ; The Daily Caller ~ Oct 13, 2016

Study projects flattening ObamaCare sign-ups in 2017
By Peter Sullivan; The Hill ~ Oct 13, 2016

On the issues: Hillary Clinton, Donald Trump differ on what's 'fair' in tax plans
By Eric DuVall; United Press International ~ Oct 13, 2016

How to shop smart during Medicare open enrollment
By Steve Vernon; CBS News ~ Oct 13, 2016

Welfare Offers Short-term Help And Long-term Poverty
From Jeffrey Dorfman; Forbes ~ Oct 13, 2016

Taxpayers Should Remain Alert As Another Bogus IRS Email Hits Inboxes
From Kelly Phillips; Forbes ~ Oct 13, 2016

Coalition of over 50 conservative groups calls on Congress to block Obamacare bailouts
By John Sexton; Hot Air ~ Oct 12, 2016

The Affordable Care Act is undermining wage growth
From Dana Beezley-Smith; The Hill ~ Oct 12, 2016

Obamacare no antidote for higher health-care costs
By Jeffry Bartash; MarketWatch ~ Oct 12, 2016

Insulin costs are way up, but drugmakers say PBMs are collecting the loot
By Carly Helfand; FiercePharma ~ Oct 11, 2016

One doctor's opinion: health care Is a right not a privilege
By Hagop M. Kantarjian, MD; The Hill ~ Oct 12, 2016

MACRA Proposed Rule Creates More Problems Than It Solves
By Niam Yaraghi; HealthAffairs ~ Oct 12, 2016

Social Security checks to get a tiny increase in 2017
By Chris Isidore; CNNMoney ~ Oct 11, 2016

How you pay for investment advice is changing
By Robert Powell; USA TODAY ~ Oct 12, 2016

Hospital industry says it, too, is slammed by drug costs
By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 11, 2016

St. Jude warns of battery defect in some heart devices
By Matthew Perrone; The Associated Press ~ Oct 11, 2016

Analysis: Clinton, Trump tax plans are "mirror images"
By Nicholas Riccardi; The Associated Press ~ Oct 11, 2016

Rising premiums hit those who don't get subsidies especially hard
By Grant Ferowich; FierceHealthcare ~ Oct 11, 2016

Court deals setback to Obama on consumer board

Here's What the Typical American Retiree Spends on Healthcare
By Matthew Frankel; The Motley Fool ~ Oct 11, 2016

The high cost of indifference: retirement is our country’s next Flint
By Robert Stammers; The Hill ~ Oct 11, 2016

Nokia Adds Assurance to its Carrier SDN Platform
By Linda Hardesty; SDxCentral ~ Oct 11, 2016

Saving future generations from prescription drug abuse
By Mark Trudeau; The Hill ~ Oct 10, 2016

With Insurers Exiting Marketplace, Feds Prepare To Shift Consumers To Different Plans
From KHN Morning Briefing; Kaiser Health News ~ Oct 10, 2016

Obama Administration Refuses To Divulge How Many ObamaCare Enrollees' Plans Are Disappearing
From Michael F. Cannon; Forbes ~ Oct 10, 2016

5 Medicare myths, debunked!
By Selena Maranjian, TMF; USA TODAY ~ Oct 10, 2016

Make sure you have a long-term-care plan in place before it’s too late
By Robert Klein; MarketWatch ~ Oct 10, 2016

To Keep Obamacare Viable, Insurers Are Restricting Access To Doctors
From Bruce Japsen; Forbes ~ Oct 09, 2016

Let's Help Primary Care Doctors in the Movement to Value-Based Care
From Ron Williams; Forbes ~ Oct 08, 2016

Obamacare's sunk: Time for a new ship
By Jim DeMint, THF; Chicago Tribune ~ Oct 07, 2016

Obamacare Patients Granted 'Special' Enrollments Cost Insurers
From Bruce Japsen; Forbes ~ Oct 05, 2016

Rising Premiums Rankle People Paying Full Price For Health Insurance
By Virginia Anderson, KHN; NPR ~ Oct 07, 2016

Republican pushes Ryan to launch new ObamaCare lawsuit
By Peter Sullivan; The Hill ~ Oct 07, 2016

What Trump and Clinton aren't telling you about Social Security
By Keith Rosenkranz; The Hill ~ Oct 07, 2016

White House to Americans: Pay Astronomical Deductibles -- or Else
By Edward Morrissey; The Fiscal Times ~ Oct 06, 2016

ObamaCare architect on defense over rising premiums, blames Republicans
From “Health Care”; Fox News ~ Oct 06, 2016

Why the Drug Industry and Its Critics Are Both Wrong About How R&D Spending Affects Pricing
From Tomas Philipson; Forbes ~ Oct 06, 2016

Tracking Who Makes Money On A Brand-Name Drug
By Julie Appleby; Kaiser Health News ~ Oct 06, 2016

The problem with Social Security lies in its history
By Alicia H. Munnell; The Washington Post ~ Oct 06, 2016

Study: Good heart attack care could add a year to your life
By Marilynn Marchione; The Associated Press ~ Oct 05, 2016

Obamacare Rate Hikes: Incompetence or Sabotage?
By Newt Gingrich; Real Clear Politics ~ Oct 05, 2016

HHS: Millions Are Missing Out On Health Law Tax Credits
From KHN Morning Briefing; Kaiser Health News ~ Oct 05, 2016

We Can Make Medicine Affordable
By Jonathan Fielding ; US News & World Report ~ Oct 05, 2016

How To Defuse The Tax Bomb In Your Retirement Plans
By Jerome Golden; Forbes ~ Oct 05, 2016

BRIEF-Expiration date of Nokia's offer for Alcatel-Lucent securities extended
By Johan Ahlander; Reuters ~ Oct 04, 2016

With new calls for congressional hearings, PBMs could be next on Capitol Hill's hot seat
By Tracy Staton; FiercePharma ~ Oct 04, 2016

CBO: Bill to block controversial Medicare change would cost $395M
By Peter Sullivan; The Hill ~ Oct 04, 2016

Republicans demand documents from insurers on ObamaCare 'bailout'
By Peter Sullivan; The Hill ~ Oct 04, 2016

Survey: Doctors' political views may affect patient care
By Lauran Neergaard; The Associated Press ~ Oct 03, 2016

Millions leaving government insurance money on the table?
By Tom Murphy; The Associated Press ~ Oct 04, 2016

When It Comes to a Public Option, It’s a Battle of Wills
By Caitlin Owens ; Morning Consult ~ Oct 03, 2016

Why it’s important to not skip Medicare open enrollment
By Ken Moraif; MarketWatch ~ Oct 04, 2016

Rejecting Obamacare's perverse ultimatum
By Sally C. Pipes; The Hill ~ Oct 03, 2016

Ailing Obama Health Care Act May Have to Change to Survive
By Robert Pear; The New York Times ~ Oct 03, 2016

Health Law’s Future Post-Obama Depends On Ability To Evolve
From KHN Morning Briefing; Kaiser Health News ~ Oct 03, 2016

Today's health care reality
By Marilyn Tavenner & Rick Pollack; The Hill ~ Oct 03, 2016

Obamacare Troubles Trigger An HMO Comeback
From Bruce Japsen; Forbes ~ Oct 02, 2016

Time to Prepare for Higher Inflation
From Scott Anderson; Forbes ~ Oct 02, 2016

House budget chairman pans Obamacare
By Evelyn Rupert; The Hill ~ Oct 01, 2016

Government Already Planning ObamaCare Bailout
From Simon Constable; Forbes ~ Sep 30, 2016

Harken Health is quitting Obamacare exchanges in Chicago, Georgia
By John Sexton; Hot Air ~ Sep 30, 2016

Is this the solution to Obamacare's woes?
By Walecia Konrad; CBS News ~ Sep 30, 2016

Lawmakers call for end to Medicare 'experiments'
By Peter Sullivan; The Hill ~ Sep 30, 2016

Yellen Puts 50 Percent Tax on Retirement
By John Mauldin; Newsmax ~ Sep 30, 2016

Obama administration may use obscure fund to pay billions to ACA insurers
By Amy Goldstein; The Washington Post ~ Sep 29, 2016

Watchdog: ObamaCare program made illegal payments
By Peter Sullivan; The Hill ~ Sep 29, 2016

Medicare sets new patient safety goals for hospitals
The Associated Press ~ Sep 29, 2016

Healthcare comes one step closer to an easy-to-understand medical bill
By Zack Budryk; FierceHealthcare ~ Sep 29, 2016

WHY IT MATTERS: Social Security
By Stephen Ohlemacher, Associated Press - Sept 27, 2016

Senators express 'grave concerns' about ObamaCare 'bailout'
By Peter Sullivan ; The Hill ~ Sep 28, 2016

Cracks Appear In Blue Cross' Obamacare Firewall
From Bruce Japsen; Forbes ~ Sep 28, 2016

Obama administration wants to use IRS to hawk Obamacare
By Tom Howell Jr. ; The Washington Times ~ Sep 28, 2016

8 Million Americans Paid $1.7 Billion For Not Having Obamacare
By Thomas Phippen; The Daily Caller ~ Sep 27, 2016

How Social Security Misleads About Claiming Benefits
From Laurence J. Kotlikoff; Forbes ~ Sep 27, 2016

Popular Tax Breaks Expiring At The End of 2016
From Janet Berry-Johnson; Forbes ~ Sep 26, 2016

Cost of Healthcare Becoming Too Real For the Middle Class
By Merima Trako; The Huffington Post ~ Sep 26, 2016

Healthcare leaders recommend restructuring health care system to better serve needs of US throughout 21st century
From Uniformed Services University; Healthcare Xpress ~ Sep 26, 2016

Social Security timing can affect Medicare premiums
By Mary Beth Franklin; InvestmentNews ~ Sep 26, 2016

Walking is medicine? It helped high-risk seniors stay mobile
By Lauran Neergaard; The Associated Press ~ Sep 26, 2016

2 Obamacare Outcomes That are Nothing Short of Shocking
By Sean Williams; The Motley Fool ~ Sep 25, 2016

Older Americans Are More Afraid of Running Out of Money Than Death
By Maurie Backman; The Motley Fool ~ Sep 25, 2016

ObamaCare Mandates Are Dead — Even If Hillary Wins
By Jed Graham; Investor’s Business Daily ~ Sep 24, 2016

Blue Cross of Nebraska dropping out of ObamaCare market
By Peter Sullivan; The Hill ~ Sep 24, 2016

Use HSA to supplement 401(k) savings
By Michael J. Francis; USA TODAY ~ Sep 24, 2016

Adding Up the Clinton and Trump Health-Reform Proposals
By Zachary Tracer & Sahil Kapur; Bloomberg ~ Sep 23, 2016

Shaky Obamacare Market Adds to 'Death Spiral' Fears
By Tatiana Darie; Bloomberg ~ Sep 23, 2016

Opinion: We can do better than Medicare Part B demo
By Daniel F. Hayes, MD & Clifford A. Hudis, MD; The Hill ~ Sep 23, 2016

Editorial: The Slow Slide Into Single-Payer Health Care
Editorial; Investor’s Business Daily ~ Sep 23, 2016

How Seniors Can Cope with the Higher Post-2016 AGI Floor Beneath Medical Expenses
By Robert Trinz; AccountingToday ~ Sep 23, 2016

Got a Yahoo email account? Here are 3 things you need to do now
By Mike Murphy; MarketWatch ~ Sep 23, 2016

Obama Administration Green-Lights Millions Of Surprise Plan Cancellations
From Michael F. Cannon ; Forbes ~ Sep 22, 2016

Dems to GOP: Help us fix ObamaCare
By Peter Sullivan; The Hill ~ Sep 22, 2016

Government to step in if insurance companies don't offer affordable health care choices
By Rep. Jim McDermott (D-Wash.); The Hill ~ Sep 22, 2016

$11 Billion In Missing Obamacare Subsidies From Mass Tax Noncompliance
From Brian Blase; Forbes ~ Sep 22, 2016

Clinton vs Trump: Healthcare policy could radically change with election
By Sabriya Rice; The Dallas Morning News ~ Sep 22, 2016

IRS Warns On New Scam Involving Fake Tax Bills & Affordable Care Act
From Kelly Phillips Erb; Forbes ~ Sep 22, 2016

4 ways to protect yourself from inflation in retirement
By Kerry Hannon; MarketWatch ~ Sep 22, 2016

PBGC slashes late penalties
By Hazel Bradford; Pensions & Investments ~ Sep 22, 2016

How the Obama administration’s executive actions sabotaged Obamacare
By Josh Blackman; The Washington Post ~ Sep 21, 2016

More Doctors To Retire As MACRA And Value-Based Pay Hit
From Bruce Japsen; Forbes ~ Sep 21, 2016

My bank wants to sell me an annuity -- should I buy?
By Walter Updegrave; CNNMoney ~ Sep 21, 2016

The Fed Put A 50% Tax On Your Retirement Plan
From John Mauldin; Forbes ~ Sep 21, 2016

Hitch Keeps Many High-Deductible Plans From Covering Chronic Care Up Front
By Michelle Andrews; Kaiser Health News ~ Sep 20, 2016

Is a revocable living trust right for you?
By Maurie Backman, TMF; USA TODAY ~ Sep 20, 2016

Nokia Gets French Regulatory Approval For Public Buyout Offer for Remaining Alcatel-Lucent Stock
By MT Newswires; Nasdaq ~ Sep 20, 2016

A doctor asks: Was ObamaCare designed to fail?
From Jeffrey I. Barke, M.D; The Hill ~ Sep 19, 2016

CMS: Bundled Payments Are Driving More Care to Home Health
By Amy Baxter; Home Health Care News ~ Sep 19, 2016

Law Revamping Medicare ID Cards to Be Revived
By Jordan Cohen; JDSupra ~ Sep 19, 2016

New rules to help public learn results of medical research
The Associated Press ~ Sep 19, 2016

The Top Scams Targeting Seniors And What To Do About Them
By Anthony Cirillo ; The Huffington Post ~ Sep 19, 2016

Nokia's Leprince Wants to Be King of Enterprise
By Iain Morris; Light Reading ~ Sep 19, 2016

This Damning New Obamacare Poll Suggests That Affordability Is a Growing Concern
By Sean Williams; The Motley Fool ~ Sep 18, 2016

Nokia’s New Data Speed Record Blows Away Google Fiber (NOK)
By Joel Almazar; Wall Street Pit ~ Sep 18, 2016

New Kaiser Survey Suggests ObamaCare Is Killing Jobs
From Michael F. Cannon; Forbes ~ Sep 16, 2016

The New Pre-Existing Condition: Insurers Denying Coverage to Most Vulnerable Americans
By Dana Kuhn; The Huffington Post ~ Sep 16, 2016

The Vexing Economics of Obamacare
By Vann R. Newkirk II; The Atlantic ~ Sep 17, 2016

U.S. inflation stirring as healthcare, housing costs surge
By Lucia Mutikani; Reuters ~ Sep 17, 2016

Predictions For 2017 Tax Rates, Brackets & Deduction Amounts Look Like (Mostly) Good News
By Kelly Phillips Erb; Forbes ~ Sep 17, 2016

Merkley: 33 Senate Dems now back ObamaCare public option
By Peter Sullivan; The Hill ~ Sep 16, 2016

Candidates Decry High Drug Prices, But They Have Few Options For Voters
By Julie Rovner; Kaiser Health News ~ Sep 16, 2016

Nokia CEO Stung by Failed Mergers Speeds Alcatel Integration
By Ville Heiskanen & Chad Thomas; Bloomberg ~ Sep 15, 2016

Changing to Elderly Index for COLA Calculation Will Be Insignificant
By Brenton Smith, FedSmith.Com - Sept 15, 2016

Behind health law's 'growing pains,' more serious problems?
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 15, 2016

The Ads Say ‘Get Your Flu Shot Today,’ But It May Be Wiser To Wait
By Julie Appleby; Kaiser Health News ~ Sep 15, 2016

Hospital Employment of Doctors Rising Rapidly
By Ken Terry; Medscape ~ Sep 14, 2016

Official hints at settlement talks with ObamaCare insurers
By Peter Sullivan; The Hill ~ Sep 14, 2016

Workers Pay More for Health Care as Companies Shift Burden, Survey Finds
By Reed Abelson; The New York Times ~ Sep 14, 2016

Treasury Backs Partial Annuity Pension Payouts
By Ashlea Ebeling; Forbes ~ Sep 14, 2016

Alcatel-Lucent : results of Shareholder's meetings of September 13, 2016
Alcatel-Lucent Press Office

ANALYSIS/OPINION:Politico trying to rewrite Obamacare history, on Obama’s orders
By Kelly Riddell; The Washington Times ~ Sep 13, 2016

GOP report: State-run ObamaCare exchanges are headed for collapse
By Sarah Ferris; The Hill ~ Sep 13, 2016

Improper use of blood pressure drugs endangers 5 million Americans: CDC
By Stephen Feller; United Press International ~ Sep 13, 2016

3 ways the Department of Labor is helping retirees
By Mike Sorrentino; MarketWatch ~ Sep 13, 2016

GOP lawmaker moves to force vote on IRS impeachment
By Naomi Jagoda; The Hill ~ Sep 13, 2016

How to Lower the Tax Hit on IRA Distributions
By Jonathan Guyton; The Wall Street Journal ~ Sep 13, 2016

Retirees Should Look Beyond Their Investments For Income Planning
From Wade Pfau; Forbes ~ Sep 13, 2016

Poverty Among Seniors Has Dropped
By Dan Kadlec; Money ~ Sep 13, 2016

Obama meets with insurance CEOs on health law
By Peter Sullivan; The Hill ~ Sep 12, 2016

GOP lawmakers denounce fraud in ObamaCare
By Peter Sullivan; The Hill ~ Sep 12, 2016

Report: Obamacare Marketplaces Are STILL Susceptible To Fraud
By Juliegrace Brufke; The Daily Caller ~ Sep 12, 2016

Nokia reveals strategy to overcome slowing fixed market
By Chris Antlitz; Telecomlead ~ Sep 12, 2016

Despite Insurer Obamacare Woes, Hospitals Doing Just Fine
From Bruce Japsen ; Forbes ~ Sep 11, 2016

Democrats Try To Scapegoat Aetna For ObamaCare's Failures
Investor’s Business Daily ~ Sep 10, 2016

Health-law model drops out of Obamacare program
By Robert Pear, NYT; The Seattle Times ~ Sep 10, 2016

Health Care Providers Scramble to Meet New Disaster Readiness Rule
By Sheri Fink; The New York Times ~ Sep 09, 2016

How Clinton and Trump plan to tackle education as president
The Associated Press ~ Sep 10, 2016

Why Taxing Fairly Means Not Taxing Inheritances
By N. Gregory Mankiw; The New York Times ~ Sep 09, 2016

Now is the time for an annual Medicare check-up
By Katy Votava; Investment News ~ Sep 09, 2016

Organize Your Financial Documents With These 10 Helpful Categories
From Michael Helveston; Forbes ~ Sep 09, 2016

Congress should impeach the IRS commissioner — or risk becoming obsolete
By George F. Will; The Washington Post ~ Sep 09, 2016

Critics Are Lining Up to Oppose Changes to Dodd-Frank Law
By Gina Chon; The New York Times ~ Sep 09, 2016

Iron curtain of drug pricing will topple the healthcare system
By Amy Faith Ho; The Hill ~ Sep 02, 2016

On Obamacare, Senators Demand Answers From Aetna
By Kimberly Leonard; US News & World Report ~ Sep 08, 2016

Medicare grants doctors flexibility in new payment system
By Lauren Clason; The Hill ~ Sep 08, 2016

CNBC's Jake Novak: Obamacare Can't Cure 'Stupidity' in the World
By Frank McGuire; Newsmax ~ Sep 08, 2016

IRS refuses to abandon targeting criteria used against tea party, conservative groups
By Stephen Dinan; The Washington Times ~ Sep 07, 2016

Hatch: Drug Prices a ‘Major Issue’ for Next Congress
By Caitlin Owens; Morning Consult ~ Sep 07, 2016

One of the main reasons insurance companies are ditching Obamacare isn't going away
By Bob Bryan; Business Insider ~ Sep 07, 2016

States that resisted the ACA face the biggest hurdles in 2017
By Evan Sweeney; FierceHealthcare ~ Sep 07, 2016

Uninsured Rate Hits Record Low, But Pace Of Progress Drastically Slows
From KHN Morning Briefing; Kaiser Health News ~ Sep 07, 2016

We all agree: Medicare cuts need slow phase-in, analysis
By Scott Whitaker & Dan Starck; The Hill ~ Sep 07, 2016

Why Private Practice Is Dying
From Reed Wilson; Forbes ~ Sep 07, 2016

Handymen, home care helps seniors trying to age in place
By Lauran Neergaard; The Associated Press ~ Sep 07, 2016

The Fed's Monetary Monkeying Is Ruining Your Retirement And The Economy
From John Mauldin; Forbes ~ Sep 07, 2016

Gaps In Care Persist During Transition From Hospital To Home
By Anna Gorman; Kaiser Health News ~ Sep 06, 2016

The Incredible Shrinking Obamacare
By David Brooks; The New York Times ~ Sep 06, 2016

How Messed Up Is ObamaCare? Even Lack Of Competition Hurts Insurers' Profits
By Jed Graham; Investor’s Business Daily ~ Sep 06, 2016

Progress slows on uninsured as health law blame game goes on
By Ricardo Alonso-Zaldivar; The Associated Press ~ Sep 06, 2016

Obama, Former Chief Health Official Already Floating Public Option To Replace Failing Obamacare
By Robert Donachie; The Daily Caller ~ Sep 04, 2016

Updated Renewal And Discontinuation Notices, Auto-Reenrollment, And Other ACA Developments
By Timothy Jost; Health Affairs ~ Sep 05, 2016

Have PPO Networks Perpetrated The Greatest Heist In American History?
From Dave Chase; Forbes ~ Sep 05, 2016

41% of Social Security Recipients Spent Over a Third of Their Benefits on Medicare Costs in 2015
By Sean Williams; The Motley Fool ~ Sep 04, 2016

House GOP faces fight over impeaching IRS commissioner
By Naomi Jagoda; The Hill ~ Sep 05, 2016

Nokia Offers EUR3.50 Per Share for Remaining Alcatel-Lucent Shares
By MT Newswires; Nasdaq ~ Sep 06, 2016

Hospital group CEO on what's ailing Obamacare
By Maria Bartiromo; USA TODAY ~ Sep 04, 2016

For Best Obamacare Buy, Insurers Offer Even Narrower Choices
From Bruce Japsen; Forbes ~ Sep 04, 2016

Are You About to Get Hit Hard by Soaring Medicare Premiums?
Todd Campbell; The Motley Fool ~ Sep 04, 2016

This Type of Brain Training Can Keep You From Getting Dementia
By Sam Becker ; CheatSheet ~ Sep 03, 2016

5 Money Myths You Probably Believe
By Liz Weston; NerdWallet ~ Sep 01, 2016

These are the signs of an economic collapse
By Michael Gray; New York Post ~ Sep 03, 2016

FDA warns of fatal risks from mixing opioids and sedatives
From Associated Press; Chicago Sun Times ~ Sep 03, 2016

15 Ways to Save Social Security -- Which Would You Choose?
By Sean Williams; The Motley Fool ~ Sep 03, 2016

GM recall survivors group launches Detroit billboard
By Melissa Burden; The Detroit News ~ Sep 02, 2016

Does The Obama Administration Not Have Lawyers That Can Read?
From Seth Chandler; Forbes ~ Sep 02, 2016

CMS encourages exchange insurers to offer ‘simple choice plans’
By Dan Cook; BenefitsPRO ~ Sep 02, 2016

Simplifying The Way To Billions In Healthcare Savings
From Kenneth L. Davis; Forbes ~ Sep 02, 2016

Love and Burnout: Caregivers, Too, Need Care
By Constance Gustke; The New York Times ~ Sep 02, 2016

Four Retirement Expenses That May Catch You By Surprise
From Joel Johnson; Forbes ~ Sep 02, 2016

Geriatric ERs Reduce Stress, Medical Risks For Elderly Patients
By Anna Gorman, Kaiser Family Foundation - Aug 23, 2016

Drugmakers get their $2.3 bln worth in Washington
By Gina Chon; Reuters ~ Sep 01, 2016


(If you are affiliated with a local Lucent retiree group, let us know we'll post your next event.)

WECO SAGE is a group formed by computer pioneers who worked for Western Electric Company in the 1950s and 1960s installing an Air Defense System for the United States Air Force. The members of this Group have maintained their personal, and in some cases professional, relationships for over 50 years. The Group, whose members once numbered in the hundreds, meet on an annual basis at different locations throughout the country.The 2015 reunion was held in Pacific Grove, California on the Monterey Peninsula on the 13th-15th of September. Contact Ron Trettau.

Club WECO-AT&T-Bell Labs-Lucent Technologies-Teletype-NCR-ALU. This group is intended primarily as a forum to connect (network) and maintain communication between past and/or current members. Contact Jim Simak.

eX TELETYPE is for ex-Teletype Employees to keep in touch. Teletype Corp. was located in Skokie, IL and Little Rock, AK. The Spring gathering of Teletype and Lucent people and friends was held on Tuesday May 10. Mark your calendars..the November 2016 TTY Riggio's get together will be held on the 3rd Tuesday (November 15th.) due to the National Election. ..Contact John Furno.

lucent5-5 is for Lucent retirees who took the special 5+5 voluntary retirement on July 13, 2001 (or wish they could have!). Its purpose is to keep in touch, to help provide support for working with the Lucent Pension folks, and to talk about Lucent in general. To subscribe, send an email to

PCLUCENTALUM This group was set up to facilitate communication among ex-Lucent employees in Northern California. Send email to