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In May 2014, Alcatel-Lucent announced its intent to offer a pension buyout to approximately 45,000 retirees and related beneficiaries in the U.S. management pension plan. In this column, the LRO will keep you up to date on what we know about the recent A-L announcement.

A-L Announcement of Pension Buyout
10/6/14 update

At the Eatontown LRO member meeting, LRO pension specialist Al Duscher outlined the reasons companies pursue “pension de-risking” strategies, including selling pensions to insurance companies and offering lump sum buyouts.

Why do de-risking? Duscher said risks, such as the possibility pension fund earnings could prove inadequate or retirees could longer than expected, create uncertainty for companies.

He said ALU has taken several measures to address these issues, including redesigning the plan, freezing outlays, using a conservative investment strategy and transferring people and money into the plan.

These steps, coupled with the plan’s initial solid funding, mean there’s enough cash available to take additional steps, including the announced cash buyout offer, or transferring the fund to an insurance company or other firm, which would then provide annuities. (ALU has announced a buyout offer, but not a transfer of the plan balance.)

Who will get the cash offer, and for how much? Duscher said those details remain unknown. ALU is to announce details in 2015, probably in the first half of the year.

Finally, is taking a buyout a good idea? Duscher there’s no one answer. The answer depends on each pensioner’s situation: the amount of the offer, their age, health, expected longevity, income resources, need for cash, ability to manage money and more.

He also cautioned that: Alu is transferring longevity risk and investment risks through the lump sum to retirees.

A significant percent of retirees will live beyond the age used to calculate the lump sum.

To make up for this, retirees need investment returns up to 50 percent higher than that used in lump sum calculation.

Watch the video here.



Read all about the Eastland disaster at the History Corner under the Hawthorne Works tab.

History Corner pieces in our recent newsletters (THE LRO CONNECTION) can be accessed at any time by clicking on the HISTORY CORNER tab on the navigation bar.. We plan to continue with additional pieces on WECO, BTL, and TELETYPE and persons of note. If you have historical information, send to Gary Reichow at

Information on the Passing of Retirees

Under the "In Memoriam" tab located at the top of this page, the LRO lists the submitted names of recently deceased individuals and, where possible, provides a linkag e to an official obituary. Information required and the form to list an individual is contained on the "In Memoriam" page. It is our hope that family members and friends will want to share the passing with former colleagues and take advantage of this service.



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Some of us may have no ongoing need for contact with Lucent whereas others receive healthcare information, W2s, 1099s and other mailings. It is always important to let Lucent know when you change addresses. This would be a good time to do it if you have moved to a new location. Contact Lucent at Alcatel-Lucent Pension Service Center(PSC) @ 866-429-5764.


DISNEY AND MORE...Retirees can use the discounts for a myriad of entertainment opportunities that are available to active A-L employees. Just go to Tickets at Work, the website is, and enter company code ALCATEL (all in caps). You can also contact them by phone at 1-800-331-6483.

ALU AVIS CAR RENTAL DISCOUNT... Alcatel-Lucent advises the LRO that retirees are eligible to use the A-L Avis Car Rental discount. Below, is the link that can be used and it will provide the access code to make reservations. However, note that the insurances are not included for personal travel. When renting a car from Avis, just identify yourself as an A-L retiree.

ADDED BENEFITS...As an Alcatel-Lucent retiree, you are eligible to take advantage of group savings and discounts through the Added Benefits Program.

Adobe Reader® is required to view some documents. Please download it here.  

A-L has announced Fall enrollment dates and schedules of distribution for the 2015 health plan. Click here to see Benefits announcements

NRLN Scores Major Advance Towards Retiree Protection Against Pension Plan De-risking

The LRO has received a few emails asking about the National Retiree Legislative Networks role in a letter that Senators Tom Harkin, Chairman of the Senate Committee on Health, Education, Labor & Pensions (HELP) and Ron Wyden Chairman, sent to top officials at four federal agencies on Oct. 22. The letter (click here) asked the officials to study and provide guidance regarding retire pension plan risks caused by corporate de-risking of defined benefit pension plans.

As Bill Kadereit reported in his NRLN President’s Forum message on Oct. 23 to NRLN grassroots advocates, Marta Bascom, NRLN Executive Director, and Michael Calabrese, NRLN strategic advisor, led the way within a group of advocates to develop a proposed letter that incorporated the NRLN’s list of proposals. The advocacy group included the NRLN, the Pension Rights Center, AARP and AFL-CIO.

Much of what is in the letter had been contained in President Kadereit’s testimony to the ERISA Advisory Council in August 2013 and presented to the Employee Benefit Security Administration (EBSA) staff in Washington in July 2014. Bob Martina, LRO Legislative Affairs Director and NRLN Vice President—Grassroots, participated in the July meeting.

The Harkin / Wyden letter opens the door for a full review of all practices that can bring harm to retirees affected by corporate de-risking and creates a parallel framework to protect plan participants. The NRLN’s proposals embodies the plaintiffs’ complaints in the Verizon retirees’ litigation and before that consequences faced by retirees from General Motors and Motorola. In addition it will address concerns of Chrysler, CenturyLink, Alcatel-Lucent and many other retirees that face or may face de-risking actions. The LRO is proud to be one of the over 30 different retiree organizations from other companies across the U.S. that are pulling together on the de-risking issue.

The LRO commends Ms. Bascom and Mr. Calabrese and the entire advocate team for initiating and supporting the letter. The LRO views the letter as a positive step toward achieving more effective protection for pension plan participants. We are grateful to Senators Harkin and Wyden and their respective committee staffs for their understanding of how important it is to protect retirees when a pension plan sponsor takes a de-risking action of a lump sum pension buyout offer or the purchase of an annuity to replace a pension.

The LRO will continue to support the NRLN’s work with the staffs of the committees and follow-ups with the federal agencies to be sure that the momentum gained from the Senators’ letter leads to legislation and/or regulations that protect retirees in de-risking.

Joe Dombrowski, President
Lucent Retirees Organization

Video presentations from the New Jersey meetings are now available

If you couldn't get to the recent meetings, you can see the presentations here. Click on the following links:

Joe Dombrowsky does introductions and agenda

Bob Martina discusses Grassroots support

Ron Hoth discusses Healthcare and Lucent benefits

Frank Minter and Al Duscher discuss pensions and the coming buyout

Frank Minter and Al Duscher Q & A

LRO Members Turn Out for New Jersey Member Meetings

Was it the delightful fall weather? Probably not.

More likely it was important changes ahead for Alcatel-Lucent (ALU) and its retiree benefit programs that drew inquisitive crowds to two meetings organized by the Lucent Retirees Organization (LRO) in Tinton Falls, N.J. on October 6 and 7.

A total of 345 retired Lucent employees (including 90 spouses) gathered to hear the latest on how to reach out to Congress, and on changes to retiree health benefits, pension funding security and what is known about the pension buyout ALU announced for 2015.

A camera crew was on hand to record the presentations, and the LRO plans to make the content available through the LRO website. Meantime, here are highlights from the two days:

Attendees were welcomed by LRO President Joe Dombrowski, who outlined the program and explained how the LRO works through the National Retiree Legislative Network (NRLN) to inform Congress on issues important to retirees—work the LRO can’t do directly. Joe then introduced Bob Martina, an LRO Board Member who serves as liaison with the NRLN.

Sound Off to Congress . . . It’s Easy

Bob Martina made these key points:

  • The NRLN represents more than 2 million  retirees from more than 100 different companies with 31 retiree organizations —potentially a powerful force to persuade Congress about what matters to retirees.  The LRO is well represented in the NRLN.
  • The key is to communicate and make your views known. A new, improved NRLN website makes it easy to find position papers that outline the key issues, see how your elected officials have voted, and respond to NRLN Action Alerts by quickly sending letters to voice your views—all with just a few clicks. A guide is provided here. These include Facebook and Twitter, making contact even easier.
  • Bob showed how the site works, and encouraged the audience to join LRO members who are acting to help Congress understand the critical importance of such issues as pension funding and healthcare benefits.  All LRO members should respond to all NRLN Action Alerts .

New Choices in Healthcare

LRO benefits specialist Ron Hoth discussed changes that face retirees during the 2014 Open Enrollment Period:

  • Medicare-eligible retirees have the flexibility to drop ALU coverage if they identify better choices elsewhere. They can also return to ALU coverage in the future, depending on timing. State Health Insurance Assistance Program (SHIP) program resources (website and toll-free number) can help with information.
  • Those under 65 years of age Hoth advised to shop the market, including the federal website.
  • Hoth also mentioned that the ALU benefits team has been helpful and easy to work with.

Pension Funding: Solid

LRO pension specialist Frank Minter reviewed the ALU management pension plan, including steps the company has taken that have strengthened the plan’s funding level.

  • The company has transferred thousands of employees (and their pension resources) into the management plan. This has strengthened plan funding.
  • Increases in the “discount rate” or projected earnings rate for plan resources have also boosted the calculated funding level to as high as 119 percent of what is required.
  • Bottom line: Minter said the ALU plan is well funded, and more robust than many.

The Lump Sum Buyout: Stay Tuned!

What was probably the most-anticipated topic opened with a caution: the LRO will not provide members with investment advice in connection with the lump sum pension buyout ALU has announced it will offer to 45,000 retirees in 2015. Short of such financial guidance, however, the LRO will provide all the information available. At this point, much is unknown.

A summary of the buyout discussion is shown under the Pension Buyout Corner at left.

A lively question and answer session followed each presentation. Videos of the presentations and q and a sessions can be seen using the links above.

  • Reported by Walt Greenwood

    happy thanksgiving

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    Medicare open enrollment: It pays to get it right
    By Elizabeth O'Brien; MarketWatch ~ Oct 30, 2014

    Medicare finalizes $60M cut to home health
    By Elise Viebeck; The Hill ~ Oct 30, 2014

    8 ways to save big on your medication
    From Consumer Reports; Yahoo ~ Oct 30, 2014

    Congress Proposes Three Changes To Social Security That Make Sense
    From Jamie Hopkins; Reuters ~ Oct 29, 2014

    A Scary Picture of Retirement Investing
    By Karen Damato; The Wall Street Journal ~ Oct 30, 2014

    What's the best credit card for retirees?
    By Jack Tatar; MarketWatch ~ Oct 30, 2014

    Number Of Americans Who Want Universal Government Health Care Has Plunged
    By Sarah Hurtubise; The Daily Caller ~ Oct 30, 2014

    AlcaLu CEO insists Shift Plan on track, despite revenue fall
    By Ken Wieland; Mobile World Live ~ Oct 30, 2014

    Alcatel-Lucent shares jump as Q3 margins improve
    By Gwénaëlle Barzic; Reuters ~ Oct 30, 2014

    20% of plans could trigger Cadillac tax
    By Dan Cook; BenefitsPro ~ Oct 29, 2014

    Burwell meets with insurance execs ahead of O-Care enrollment
    By Elise Viebeck; The Hill ~ Oct 29, 2014

    Obamacare brings Democrats backlash, not benefits
    By Sarah Wheaton; Politico ~ Oct 29, 2014

    Obamacare, Year One: 78 Percent Premium Hikes
    By Sarah Hurtubise; The Daily Caller ~ Oct 29, 2014

    Health care overhaul doubts ease for insurers
    By TOM MURPHY; The Associated Press ~ Oct 29, 2014

    U.S. Supreme Court Plans to Address Limitations Period for Retirement Plan Fee Litigation
    By Nadia Masri; Bloomberg BNA ~ Oct 29, 2014

    CenturyLink, Chinese Carriers Choose AlcaLu Core Routers
    By Carol Wilson; Light Reading ~ Oct 29, 2014

    House Subpoenas Former Top White House Tech Official Over Security
    By Sarah Hurtubise; The Daily Caller ~ Oct 28, 2014

    HHS: Obamacare Cancellations Aren’t ‘Losing Insurance’ — They’re An Invitation To Obamacare
    By Sarah Hurtubise; The Daily Caller ~ Oct 28, 2014

    What Seniors Have To Fear From Obamacare
    By John C. Goodman; Forbes ~ Oct 28, 2014

    The Internet Society chooses Alcatel-Lucent routers for Bangkok Internet exchange
    By the Lightwave Staff; Lightwave ~ Oct 28, 2014

    Sorry, New York Times: ObamaCare Is Not Working
    Investor’s Business Daily ~ Oct 27, 2014

    Soft launch for O-Care's business exchange
    By Elise Viebeck; The Hill ~ Oct 27, 2014

    Some doctors wary of taking insurance exchange patients
    By Jayne O'Donnell; USA TODAY ~ Oct 27, 2014

    Where We Are With Obamacare And Where We’re Going
    From KHN Morning Briefing; Kaiser Health News ~ Oct 27, 2014

    Is your ObamaCare information safe?
    By Jim Angle; Fox News ~ Oct 27, 2014

    Rising U.S. Life Spans Spell Likely Pain for Pension Funds
    By Dan Fitzpatrick; The Wall Street Journal ~ Oct 27, 2014

    Social Security’s Means Test
    By Brenton Smith, FedSmith.Com – Oct 27, 2014

    Death by a thousand cuts Why Alcatel-Lucent will fail
    Oct 25th 2014 | The Economist

    Benefits Enrollment Time Offers an Opportunity
    By Carolyn T. Geer; The Wall Street Journal ~ Oct 26, 2014

    7 things the middle class can't afford anymore
    By Erika Rawes, The Cheat Sheet; USA TODAY ~ Oct 25, 2014

    Financial To-Do List For The Rest Of 2014
    By Larry Light; Forbes ~ Oct 24, 2014

    Washington tweaks retirement fund policy to encourage annuities
    By Jason Lange; Reuters ~ Oct 24, 2014

    As Insurers Try to Limit Costs, Providers Hit Patients With More Separate Fees
    By Elisabeth Rosenthal; The New York Times ~ Oct 25, 2014

    New Survey: Americans OK With Tax Hikes To Protect Social Security
    By Janet Novack; Forbes ~ Oct 24, 2014

    Family Doctors Push For A Bigger Piece Of The Health Care Pie
    By Lisa Gillespie from KHN Daily News; Kaiser Health News ~

    Obamacare foot soldiers, armed with experience
    By Natalie Villacorta; Politico ~ Oct 24, 2014

    Now There Can Be No Doubt: Obamacare Has Increased Non-Group Premiums In Nearly All States
    By Chris Conover; Forbes ~ Oct 23, 2014

    IRS Announces 2015 Retirement Plan Contribution Limits For 401(k)s And More
    By Ashlea Ebeling; Forbes ~ Oct 23, 2014

    The COLA crunch: Why Social Security isn't keeping up with seniors' costs
    By Mark Miller; Reuters ~ Oct 23, 2014

    Alcatel-Lucent is a double winner at Broadband Infovision Awards
    By Auri Aittokallio; Telecoms ~ Oct 23, 2014

    Alcatel-Lucent Submarine Networks signs agreement to acquire Optoplan, a leading innovator in seabed optical fiber sensing technology
    Alcatel-Lucent Press Office

    Insurers Alter Obamacare Contracts Out Of Fear That Subsidies Could Be Struck Down
    By Sarah Hurtubise ; The Daily Caller ~ Oct 21, 2014

    Employers Looking at ‘Skinny’ Health Plans to Counter Health Law’s Penalties
    By Anna Wilde Matthews; The Wall Street Journal ~ Oct 22, 2014

    Middle-class adults have $20K saved for retirement
    By Nanci Hellmich; USA TODAY ~ Oct 22, 2014

    Alcatel-Lucent buys 4D seismic specialist Optoplan
    Telecompaper ~ Oct 22, 2014

    HHS-Funded Study: Obamacare Will Suffer ‘Death Spiral’ If Subsidies Fail
    By Sarah Hurtubise; The Daily Caller ~ Oct 21, 2014

    Poll: Majority of uninsured knows little about O-Care exchanges
    By Sarah Ferris; The Hill ~ Oct 21, 2014

    Yes, Obamacare Is Continuing To Hurt Employment
    By John R. Graham; The Daily Caller ~ Oct 21, 2014

    Just In Time For Open Enrollment, A New Physician Rating Site
    From KHN Daily News; Kaiser Health News ~ Oct 21, 2014

    Bureaucrats are killing private medical practice
    By Mark Howshar, M.D. ; The Hill ~ Oct 21, 2014

    Wednesday’s inflation reading to determine Social Security rise
    By Jeffry Bartash; MarketWatch ~ Oct 21, 2014

    What's behind the huge price jump for some generic drugs?
    By David Lazaris, Los Angles Times – Oct 21, 2014

    Alcatel-Lucent Fires NG-PON2 Starting Gun
    By Ray Le Maistre; Light Reading ~ Oct 21, 2014

    Bad News For Obamacare: Pay-For-Performance Doesn't Work
    From John C. Goodman; Forbes ~ Oct 20, 2014

    Obamacare on Shaky Ground as Court Battle Looms
    From Sally Pipes; Forbes ~ Oct 20, 2014

    Few motives to fix busted health data
    By Arthur Allen; Politico ~ Oct 20, 2014

    Long-Term Care Costs Weigh Heavily On Middle-Class Families
    From KHN Daily News; Kaiser Health News ~ Oct 20, 2014

    The pitfalls of protecting your IRA for your heirs
    By Glenn Ruffenach; MarketWatch ~ Oct 20, 2014

    Report: Government Really Does Waste Most Taxpayer Dollars
    By Rachel Stoltzfoos; The Daily Caller ~ Oct 18, 2014

    Wal-Mart’s New Everyday Low Price: A $40 Doctor Visit
    By Andria Cheng; The Wall Street Journal ~ Oct 17, 2014

    Market turmoil: A gift for mortgage refinancers?
    By Josh Boak & Alex Veiga; The Associated Press ~ Oct 18, 2014

    Another year, another small Social Security bump
    By Stephen Ohlemacher; The Associated Press ~ Oct 18, 2014

    Government close to closing loophole that lets employers offer substandard insurance
    By Jay Hancock; The Washington Post ~ Oct 16, 2014

    Obama’s claim that Obamacare has helped produce a ‘$1,800 tax cut’
    By Glenn Kessler; The Washington Post ~ Oct 17, 2014

    Senate Republicans Fact-Check Obama On Obamacare
    By Rachel Stoltzfoos ; The Daily Caller ~ Oct 16, 2014

    The Senate Budget Committee’s Republican staffers once again took aim at President Obama’s claims about the Affordable Care Act Thursday.

    Majority of American Senior Citizens Would be in Poverty Without Social Security
    By Tucker Sutherland; Senior Journal ~ Oct 17, 2014

    Obamacare is making our economy sick, but it is treatable
    By Sen. Mike Enzi (R-Wyo.); The Hill ~ Oct 16, 2014

    Obamacare Refutes Warning of Corporate America Cost Surge
    By Alex Wayne & Thomas Black; Bloomberg ~ Oct 16, 2014

    Obamacare’s Got Seven Extra Ways of Hiking Premiums In 2015
    By Sarah Hurtubise; The Daily Caller ~ Oct 16, 2014

    Administration Signals Doubts About Calculator Permitting Plans Without Hospital Benefits
    By Jay Hancock; Kaiser Health News ~ Oct 16, 2014

    What You Should Check Before Renewing Health Coverage
    From KHN Daily News; Kaiser Health News ~ Oct 16, 2014

    U.S. Says Consumers Must Renew Health Insurance Policies
    By Robert Pear; The New York Times ~ Oct 15, 2014

    Facing America's Other Middle-Class Squeeze
    By Christopher Flavelle; Bloomberg Businessweek ~ Oct 16, 2014

    You've Saved It. Now, How Do You Spend It?
    By Richard Rubin; Bloomberg Businessweek ~ Oct 16, 2014

    AlcaLu CTO welcomes small cell competition; dismisses balloons/drones as “quirky”
    By Ken Wieland; Mobile World Live ~ Oct 16, 2014

    Judicial Watch: Congress Obtained Obamacare Coverage, Subsidies ‘Through Fraud’
    By Penny Starr; Cybercast News Service ~ Oct 15, 2014

    4 Ways Cameras Are Changing Healthcare
    By Robert J. Szczerba; Forbes ~ Oct 15, 2014

    FTC Cracks Down On Companies Selling Phony Health Insurance
    From KHN Daily News; Kaiser Health News ~ Oct 15, 2014

    4 questions to ask before renewing health coverage
    By Tom Murphy, AP ; San Francisco Chronicle ~ Oct 15, 2014

    [Telekom Austria press release] First ultra-broadband customer in the world with
    Alcatel-Lucent Press Office

    How the new stacks up with the old
    By Ricardo Alonso-Zaldivar & Calvin Woodward; The Associated Press ~ Oct 14, 2014

    Five Cost-Saving Questions for Your Doctor
    By Donna Fuscaldo; Fox Business ~ Oct 14, 2014

    Milliman analysis: Corporate pension funded status drops by $22 billion in August Discount rates fall below 4% to reach an all-time low
    From Milliman, Inc; PR Newswire ~ Oct 14, 2014

    AlcaLu Losing Key NFV Exec
    By Ray Le Maistre; Light Reading ~ Oct 14, 2014

    Hey, Mom and Dad! Talk to Your Kids About Money
    By Gail Buckner; Fox Business ~ Oct 13, 2014

    Am I Sick? Google Has a Doctor Waiting on Video
    By Conor Dougherty; The New York Times ~ Oct 13, 2014

    Got Insurance? You Still May Pay A Steep Price For Prescriptions
    By Julie Appleby; Kaiser Health News ~ Oct 13, 2014

    An Obamacare October surprise?
    By David Nather; Politico ~ Oct 13, 2014

    Poll: Many insured struggle with medical bills
    By Ricardo Alonso-Zaldivar & Jennifer Agiesta; The Associated Press ~ Oct 13, 2014

    Some retirees face big Medicare changes in 2015
    By Glenn Ruffenach; MarketWatch ~ Oct 13, 2014

    The Problem With Too Much Leisure in Retirement
    By Michael Kitces; The Wall Street Journal ~ Oct 13, 2014

    Korea Telecom makes NFV move with Alcatel-Lucent
    By Sean Buckley; Fierce Telecom ~ Oct 13, 2014

    New strategy: Underselling Obamacare for Year 2
    By Jennifer Haberkorn; Politico ~ Oct 12, 2014

    5 ways your kid can hurt your credit
    By Geri Detweiler; MarketWatch ~ Oct 11, 2014

    Year-end retirement planning strategies
    By Robert Powell; MarketWatch ~ Oct 10, 2014

    Social Security Statements Are Back But Ignore Them At Your Peril
    By Erik Carter; Forbes ~ Oct 10, 2014

    Alcatel-Lucent and MTN Nigeria to boost connectivity in Africa’s most populous nation with ultra-broadband 100G fiber-optic data network

    More than a dozen states plan to cancel health care policies not in compliance with ObamaCare
    By Jim Angle; Fox News ~ Oct 09, 2014

    Survey: 1 in 3 Seniors Went Without Medical Care Due to High Energy Prices
    By Ali Meyer; Cybercast News Service ~ Oct 10, 2014

    Admin Won’t Release Final Premiums Until After Elections
    By Sarah Hurtubise; The Daily Caller ~ Oct 10, 2014

    What You’ll Pay for Medicare in 2015
    By Kimberly Lankford; Kiplinger ~ Oct 10, 2014

    A word of advice for investors worried about retirement savings
    By Nanci Hellmich; USA TODAY ~ Oct 10, 2014

    Alcatel-Lucent opens first-of-its-kind network center in Tokyo
    Alcatel-Lucent Press Office

    Alcatel-Lucent closes sale of Alcatel-Lucent Enterprise to China Huaxin
    Press Releases

    More than a dozen states plan to cancel health care policies not in compliance with ObamaCare
    By Jim Angle; Fox News ~ Oct 09, 2014

    Medicare: 2015 ‘Part B’ prices won’t rise
    By Elizabeth O’Brien; MarketWatch ~ Oct 09, 2014

    A maze to opt out of Obamacare individual mandate
    By Rachael Bade; Politico ~ Oct 09, 2014

    Obamacare Year 2: High Hopes, Huge Challenges
    By Brianna Ehley; The Fiscal Times ~ Oct 09, 2014

    Retirement Investing Should Be Easy
    By Mitch Tuchman; Forbes ~ Oct 09, 2014

    Next edition of is unveiled
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 08, 2014

    Study: Obamacare Will Reduce Employment By ‘At Least 3 Percent’
    By Peter Fricke; The Daily Caller ~ Oct 08, 2014

    5 Things You Didn't Know Your HSA Could Do
    By Lacie Glover, NerdWallet; Everyday Health ~ Oct 08, 2014

    Understanding Social Security’s ‘implicit debt’
    By Alicia H. Munnell; MarketWatch ~ Oct 08, 2014

    How Will Taxes Be Reconciled With Premium Subsidies?
    By Michelle Andrews; Kaiser Health News ~ Oct 07, 2014

    Like It Or Not, Obamacare Is Reshaping The Healthcare Industry
    By Kathleen L. Brown; Forbes ~ Oct 07, 2014

    Health law waivers: Too complicated to claim?
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Oct 07, 2014

    Admin Forces Insurers To Keep Quiet About Problems
    By Sarah Hurtubise; The Daily Caller ~ Oct 07, 2014 Still Suffers From Lack of Transparency
    By Margot Sanger-Katz; The New York Times ~ Oct 07, 2014

    States Still Wrestle With Exchange Issues From Last Year
    From KHN Daily News; Kaiser Health News ~ Oct 07, 2014

    Too Many Underestimate Healthcare Costs In Retirement
    By Donna Fuscaldo; Fox Business ~ Oct 07, 2014

    Medicare to overhaul rating system for nursing homes
    By Elise Viebeck; The Hill ~ Oct 06, 2014

    Wal-Mart plans 1-stop health coverage shopping
    By Anne D'innocenzio, AP; Contra Costa Times ~ Oct 06, 2014

    Russo Rises as HP Readies New Structure
    By Ray Le Maistre; Light Reading ~ Oct 06, 2014

    Retiree health care: Is long-term care insurance an answer?
    By Rodney Brooks, USA Today; Oshkosh Northwestern ~ Oct 04, 2014

    What to watch for this open enrollment season
    By Pamela Yip, MCT; Lansing State Journal ~ Oct 04, 2014

    Beware of Shifting Options Within Medicare Plans
    By Tara Siegel Bernard, New York Times - Oct 3, 2014

    Generation Distracted: Douglas Coupland's take on the meaning of Alcatel-Lucent

    Immigrants Kicked Off Obamacare Now Suing Over Discrimination
    By Sarah Hurtubise; The Daily Caller ~ Oct 03, 2014

    Obamacare Could Be On High Court's Docket Again
    From KHN Daily News; Kaiser Health News ~ Oct 03, 2014

    Obama To Questioner On Rising Health Costs: You’re Doing It Wrong
    By Sarah Hurtubise; The Daily Caller ~ Oct 03, 2014

    Insurers poised to cancel health plans that don’t comply with Affordable Care Act
    By Julie Appleby; The Washington Post ~ Oct 02, 2014

    Medicare to Reduce Hospital Payments
    By Melinda Beck; The Wall Street Journal ~ Oct 03, 2014

    7 Myths You Probably Believe About Social Security
    From Erik Carter; Forbes ~ Oct 03, 2014

    Motorola wraps up pension buyout at light speed
    By Rob Kozlowski, Pensions & Investments 2.0 Still Won’t Show Whether Your Doctor’s Covered
    By Sarah Hurtubise; The Daily Caller ~ Oct 02, 2014

    Pension Benefit Guaranty Corporation (PBGC) Intends to Monitor Lump-sum and Annuity Cashouts Under Defined Benefit Plans
    By McDermott Will & Emery; The National Law Review ~ Oct 02, 2014

    Alcatel-Lucent shares small cells vision
    By Scott Bicheno; Telecoms ~ Oct 02, 2014

    Doctor Payments Show Little Value at Launch Time
    By Kimberly Leonard; US News & World Report ~ Oct 01, 2014

    ObamaCare power moves to states
    By Sarah Ferris; The Hill ~ Oct 01, 2014 Delays Web Host Switch -- Update
    By Louise Radnofsky & Stephanie Armour; NASDAQ ~ Oct 01, 2014

    Obamacare Enrollment and Low Expectations
    By Chris Jacobs; The Wall Street Journal ~ Oct 01, 2014

    3 Common Home-Insurance Gaps to Fill
    By Jessica L. Anderson ; Kiplinger ~ November, 2014

    AP-GfK Poll: Divided voters still focus on economy
    By Jennifer Agiesta; The Associated Press ~ Oct 01, 2014

    Is Your Pension Imperiled?
    By John Wasik; Forbes ~ Oct 01, 2014

    Alcatel-Lucent Gets Down To Business With WOW!
    By MCN Staff; Multichannel News ~ Oct 01, 2014

    It's Official: Alcatel-Lucent Sells Enterprise Business To China Huaxin
    By Kristin Bent; CRN ~ Oct 01, 2014


    WECO SAGE is a group formed by computer pioneers who worked for Western Electric Company in the 1950s and 1960s installing an Air Defense System for the United States Air Force. The members of this Group have maintained their personal, and in some cases professional, relationships for over 50 years. The Group, whose members once numbered in the hundreds, meet on an annual basis at different locations throughout the country. The 2014 meeting of the WECO-SAGE Alumni Group was held from May 15th through the 18th at the Hampton Inn Historic District in downtown Bradenton, Florida. Contact Ron Trettau.

    Club WECO-AT&T-Bell Labs-Lucent Technologies-Teletype-NCR-ALU. This group is intended primarily as a forum to connect (network) and maintain communication between past and/or current members. THE TELECOM REUNION 12-12-2014 NOW AT WHEATSTACKS - A MIDWESTERN EATERY & PUB LISLE IL (SOUTH OF MAPLE AVE. ON RT 53.........PART OF SEVEN BRIDGES GOLF COURSE. Contact Jim Simak.

    eX TELETYPE is for ex-Teletype Employees to keep in touch. Teletype Corp. was located in Skokie, IL and Little Rock, AK. The fall gathering of Teletype and Lucent people and friends will be on Tuesday November 11th, starting at 5:00 P.M. As usual, it will be at Riggio's Restaurant at 7530 West Oakton, Niles Il. (on the north side of Oakton just west of Milwaukee Ave.)
    The 52nd Annual Christmas Luncheon of the TELETYPE LIFE MEMBER CLUB will be held on Tuesday, December 2, 2014 at PRZYBYLO House of the White Eagle, 6839 Milwaukee Ave. Niles, IL  60714 Contact John Furno.

    lucent5-5 is for Lucent retirees who took the special 5+5 voluntary retirement on July 13, 2001 (or wish they could have!). Its purpose is to keep in touch, to help provide support for working with the Lucent Pension folks, and to talk about Lucent in general. To subscribe, send an email to

    PCLUCENTALUM This group was set up to facilitate communication between ex-Lucent employees in Northern California. Send email to