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In May 2014, Alcatel-Lucent announced its intent to offer a pension buyout to approximately 45,000 retirees and related beneficiaries in the U.S. management pension plan. In this column, the LRO will keep you up to date on what we know about the recent A-L announcement.

A-L Announcement of Pension Buyout
10/6/14 update

At the Eatontown LRO member meeting, LRO pension specialist Al Duscher outlined the reasons companies pursue “pension de-risking” strategies, including selling pensions to insurance companies and offering lump sum buyouts.

Why do de-risking? Duscher said risks, such as the possibility pension fund earnings could prove inadequate or retirees could longer than expected, create uncertainty for companies.

He said ALU has taken several measures to address these issues, including redesigning the plan, freezing outlays, using a conservative investment strategy and transferring people and money into the plan.

These steps, coupled with the plan’s initial solid funding, mean there’s enough cash available to take additional steps, including the announced cash buyout offer, or transferring the fund to an insurance company or other firm, which would then provide annuities. (ALU has announced a buyout offer, but not a transfer of the plan balance.)

Who will get the cash offer, and for how much? Duscher said those details remain unknown. ALU is to announce details in 2015, probably in the first half of the year.

Finally, is taking a buyout a good idea? Duscher there’s no one answer. The answer depends on each pensioner’s situation: the amount of the offer, their age, health, expected longevity, income resources, need for cash, ability to manage money and more.

He also cautioned that: Alu is transferring longevity risk and investment risks through the lump sum to retirees.

A significant percent of retirees will live beyond the age used to calculate the lump sum.

To make up for this, retirees need investment returns up to 50 percent higher than that used in lump sum calculation.

Watch the video here.



Read all about the Eastland disaster at the History Corner under the Hawthorne Works tab.

History Corner pieces in our recent newsletters (THE LRO CONNECTION) can be accessed at any time by clicking on the HISTORY CORNER tab on the navigation bar.. We plan to continue with additional pieces on WECO, BTL, and TELETYPE and persons of note. If you have historical information, send to Gary Reichow at

Information on the Passing of Retirees

Under the "In Memoriam" tab located at the top of this page, the LRO lists the submitted names of recently deceased individuals and, where possible, provides a linkag e to an official obituary. Information required and the form to list an individual is contained on the "In Memoriam" page. It is our hope that family members and friends will want to share the passing with former colleagues and take advantage of this service.



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Some of us may have no ongoing need for contact with Lucent whereas others receive healthcare information, W2s, 1099s and other mailings. It is always important to let Lucent know when you change addresses. This would be a good time to do it if you have moved to a new location. Contact Lucent at Alcatel-Lucent Pension Service Center(PSC) @ 866-429-5764.


DISNEY AND MORE...Retirees can use the discounts for a myriad of entertainment opportunities that are available to active A-L employees. Just go to Tickets at Work, the website is, and enter company code ALCATEL (all in caps). You can also contact them by phone at 1-800-331-6483.

ALU AVIS CAR RENTAL DISCOUNT... Alcatel-Lucent advises the LRO that retirees are eligible to use the A-L Avis Car Rental discount. Below, is the link that can be used and it will provide the access code to make reservations. However, note that the insurances are not included for personal travel. When renting a car from Avis, just identify yourself as an A-L retiree.

ADDED BENEFITS...As an Alcatel-Lucent retiree, you are eligible to take advantage of group savings and discounts through the Added Benefits Program.

Adobe Reader® is required to view some documents. Please download it here.  

A-L has announced Fall enrollment dates and schedules of distribution for the 2015 health plan. Click here to see Benefits announcements


Dear Fellow Lucent Retiree,

With the holiday season upon us, it is a special time to be with friends and family and to remember all who have enriched our lives both present and past.

We on your volunteer LRO Board are grateful for your ongoing support and send to you our sincerest thanks and best wishes for the coming year. May each of you find great joy and comfort while surrounded by friends and family during this joyous season.

Joe Dombrowski, President Lucent Retiree Organization


LRO seeks Volunteers to serve as Mid West Regional Director

Due to a realignment of the LRO Regions, it becomes necessary to fill the position of Regional Director for the Mid West area as soon as possible. The states encompassing this region include: Wisconsin, Michigan, Illinois, Ohio, Iowa, Kansas, Missouri, Indiana, Minnesota, Nebraska, North Dakota, South Dakota, Texas and Oklahoma.

The functions of an LRO Regional Director include participation in monthly Board conference calls, attendance at semi-annual Board planning meetings, and participating is such activities as recruiting new members, interacting with Lucent retirees and representing the LRO on legislative and other issues. Candidates must have access to a computer and be computer literate.

To volunteer your time, knowledge and talents, please send an e-mail briefly summarizing your background and experience to Bob Janish at: Be certain to include your email address, mailing address, phone number, and any other pertinent personal information. If you wish to discuss this position beforehand, you can reach Bob on 908-276-7596.

Video presentations from the New Jersey meetings are now available

If you couldn't get to the recent meetings, you can see the presentations here. Click on the following links:

Joe Dombrowsky does introductions and agenda
Bob Martina discusses Grassroots support
Ron Hoth discusses Healthcare and Lucent benefits
Frank Minter and Al Duscher discuss pensions and the coming buyout
Frank Minter and Al Duscher Q & A

LRO Members Turn Out for New Jersey Member Meetings

Was it the delightful fall weather? Probably not.

More likely it was important changes ahead for Alcatel-Lucent (ALU) and its retiree benefit programs that drew inquisitive crowds to two meetings organized by the Lucent Retirees Organization (LRO) in Tinton Falls, N.J. on October 6 and 7.

A total of 345 retired Lucent employees (including 90 spouses) gathered to hear the latest on how to reach out to Congress, and on changes to retiree health benefits, pension funding security and what is known about the pension buyout ALU announced for 2015.

A camera crew was on hand to record the presentations, and the LRO plans to make the content available through the LRO website. Meantime, here are highlights from the two days:

Attendees were welcomed by LRO President Joe Dombrowski, who outlined the program and explained how the LRO works through the National Retiree Legislative Network (NRLN) to inform Congress on issues important to retirees—work the LRO can’t do directly. Joe then introduced Bob Martina, an LRO Board Member who serves as liaison with the NRLN.

Sound Off to Congress . . . It’s Easy

Bob Martina made these key points:

  • The NRLN represents more than 2 million  retirees from more than 100 different companies with 31 retiree organizations —potentially a powerful force to persuade Congress about what matters to retirees.  The LRO is well represented in the NRLN.
  • The key is to communicate and make your views known. A new, improved NRLN website makes it easy to find position papers that outline the key issues, see how your elected officials have voted, and respond to NRLN Action Alerts by quickly sending letters to voice your views—all with just a few clicks. A guide is provided here. These include Facebook and Twitter, making contact even easier.
  • Bob showed how the site works, and encouraged the audience to join LRO members who are acting to help Congress understand the critical importance of such issues as pension funding and healthcare benefits.  All LRO members should respond to all NRLN Action Alerts .

New Choices in Healthcare

LRO benefits specialist Ron Hoth discussed changes that face retirees during the 2014 Open Enrollment Period:

  • Medicare-eligible retirees have the flexibility to drop ALU coverage if they identify better choices elsewhere. They can also return to ALU coverage in the future, depending on timing. State Health Insurance Assistance Program (SHIP) program resources (website and toll-free number) can help with information.
  • Those under 65 years of age Hoth advised to shop the market, including the federal website.
  • Hoth also mentioned that the ALU benefits team has been helpful and easy to work with.

Pension Funding: Solid

LRO pension specialist Frank Minter reviewed the ALU management pension plan, including steps the company has taken that have strengthened the plan’s funding level.

  • The company has transferred thousands of employees (and their pension resources) into the management plan. This has strengthened plan funding.
  • Increases in the “discount rate” or projected earnings rate for plan resources have also boosted the calculated funding level to as high as 119 percent of what is required.
  • Bottom line: Minter said the ALU plan is well funded, and more robust than many.

The Lump Sum Buyout: Stay Tuned!

What was probably the most-anticipated topic opened with a caution: the LRO will not provide members with investment advice in connection with the lump sum pension buyout ALU has announced it will offer to 45,000 retirees in 2015. Short of such financial guidance, however, the LRO will provide all the information available. At this point, much is unknown.

A summary of the buyout discussion is shown under the Pension Buyout Corner at left.

A lively question and answer session followed each presentation. Videos of the presentations and q and a sessions can be seen using the links above.

  • Reported by Walt Greenwood

    Republicans eye obscure budget tool to repeal ObamaCare
    By Scott Wong; The Hill ~ Dec 21, 2014

    The 12 Scams of Christmas'
    By Cheryl Hagen; WBFO ~ Dec 21, 2014

    Debt Collectors Hound Millions of Retired Americans
    By Herb Weisbaum, NBC News – Dec 20, 2014

    Poll Finds Many Americans Think Paying For Health Care Is A Hardship
    From KHN Morning Briefing; Kaiser Health News ~ Dec 19, 2014

    Obama renews tax breaks, creates ABLE accounts
    By Darlene Superville; The Associated Press ~ Dec 19, 2014

    Selling the Family Home Is Liberating for Many Retirees
    The New York Times ~ Dec 19, 2014

    Pension Payout: Should I Take The Lump Sum?
    By Anna Bahney; Forbes ~ Dec 19, 2014

    Prudential Piles on the Corporate Pensions
    By Zachary Tracer; Bloomberg Businessweek ~ Dec 18, 2014

    Group challenging ObamaCare subsidies files new lawsuit
    By Elise Viebeck; The Hill ~ Dec 18, 2014

    Looking Outside the Government Box for Suitable Health Coverage
    By Ann Carrns; The New York Times ~ Dec 18, 2014

    Holiday Gifts: 3 Wise Ways To Give Kids Money
    From Kerry Hannon; Forbes ~ Dec 18, 2014

    Looking Ahead To The Year That Interest Rates Will Finally Rise
    From Steve Blumenthal; Forbes ~ Dec 18, 2014

    After the new federal pension rules: What retirees need to know
    By Mark Miller; Reuters ~ Dec 18, 2014

    Alcatel-Lucent Advances on Report of Merger Talks With Nokia
    By Marie Mawad and Cornelius Rahn, Bloomberg News – Dec 18, 2014

    ObamaCare fines loom for uninsured
    By Elise Viebeck; The Hill ~ Dec 17, 2014

    Senate Leaders Demand Treasury, HHS Inform Consumers About Risks Of
    From Michael F. Cannon; Forbes ~ Dec 17, 2014

    New budget leader is big ObamaCare foe
    By Sarah Ferris; The Hill ~ Dec 17, 2014

    How Much Investment Money Can You Take Out In Retirement
    By Larry Light; Forbes ~ Dec 17, 2014

    Alcatel-Lucent tasked with trans-Tasman cable build
    By James Henderson; New Zealand Reseller News ~ Dec 18, 2014

    Signing Up for Health Insurance, Even After Missing the Deadline
    By Ann Carrns; The New York Times ~ Dec 16, 2014

    Obamacare Limits Choice Of Health Plans
    By Scott Gottlieb; Forbes ~ Dec 16, 2014

    Obamacare Enrollment Is Up But Returning Customers Are Still Shying Away
    By Sarah Hurtubise; The Daily Caller ~ Dec 16, 2014

    OVERNIGHT HEALTH: sees record traffic
    By Sarah Ferris & Elise Viebeck; The Hill ~ Dec 16, 2014

    Federal Judge: Obama’s Amnesty Is Unconstitutional
    By Neil Munro; The Daily Caller ~ Dec 16, 2014

    Senate Sends $42 Billion U.S. Tax-Break Renewal Measure to Obama
    By Richard Rubin; Bloomberg ~ Dec 16, 2014

    Choose the best time for taking your first required IRA withdrawal
    By Bill Bischoff; MarketWatch ~ Dec 16, 2014

    President Obama DELETED His Website Telling American People They Could Keep Their Plans
    By Patrick Howley; The Daily Caller ~ Dec 15, 2014

    More extensions as Obamacare deadline looms
    Dan Mangan; CNBC ~ Dec 15, 2014

    Stronger start for Obama's health law this year
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 15, 2014

    Crunch time again for health insurance sign-ups
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 14, 2014

    Health spending — under control?
    By Robert J. Samuelson; The Washington Post ~ Dec 14, 2014

    42.9 million Americans have unpaid medical bills
    By Josh Boak; The Associated Press ~ Dec 14, 2014

    Senate cancels vote on Obama Social Security pick
    By Stephen Ohlemacher; The Associated Press ~ Dec 14, 2014

    Pension Bill Seen as Model for Further Cuts
    By John D. McKinnon; The Wall Street Journal ~ Dec 14, 2014

    A ‘Standard’ Tax Break for Seniors If You’re Older Than 65, Add $1,200 to Your Standard Federal Deduction
    By Tom Herman; The Wall Street Journal ~ Dec 14, 2014

    Identity theft victims face months of hassle
    By Brandon Bailey; The Associated Press ~ Dec 14, 2014

    Safeguard Your Social Security Number
    By Jennifer Waters; The Wall Street Journal ~ Dec 14, 2014

    In latest health care push, Obama urges ‘weekend warriors’ to sign up
    By Katie Zezima; The Washington Post ~ Dec 12, 2014

    6 decisions every investor must make
    By Paul A. Merriman; MarketWatch ~ Dec 13, 2014

    Gruber subpoenaed over ObamaCare contracts
    By Elise Viebeck; The Hill ~ Dec 12, 2014

    Republicans Dealt A Quiet Blow To O-Care In The CRomnibus
    By Dylan Scott; Talking Points Memo ~ Dec 12, 2014

    Many Obamacare Plans Set Out-Of-Pocket Spending Limits Below The Cap
    By Michelle Andrews; Kaiser Health News ~ Dec 12, 2014

    Experts: Expect Tax-Filing Chaos in 2015 Over Obamacare
    By Joel Himelfarb; Newsmax ~ Dec 12, 2014

    GOP approves David Vitter’s Obamacare amendment
    By Seung Min Kim & Burgess Everett; Politico ~ Dec 10, 2014

    Many Aren’t Seeking Cheaper Health Plans as First Deadline to Switch Nears
    By Abby Goodnough; The New York Times ~ Dec 11, 2014

    New way to promote ObamaCare: 7-Eleven
    By Sarah Ferris; The Hill ~ Dec 11, 2014

    Alcatel-Lucent's Turnaround is Gathering Speed
    From “JuhiKulkarni”; GuruFocus ~ Dec 11, 2014

    Alcatel-Lucent appoints Willem Hendrickx as president of Europe, Middle East and Africa operations
    Alcatel-Lucent Press Office

    Bell Labs announces winners for 2014 prize showcasing innovative ideas with the power to change communications
    Alcatel-Lucent Press Office

    Spending Bill Hits Snags, but Congress Thinks It Can Avoid Shutdown
    By Ashley Parker and Robert Peardec, New York Times – Dec 10, 2014

    Harry Reid: Glitches Are The Only Thing Holding Democrats Back
    By Sarah Hurtubise; The Daily Caller ~ Dec 10, 2014

    Dems sick of ObamaCare
    By A.B. Stoddard; The Hill ~ Dec 10, 2014

    Fox News Poll: Record 58 percent would repeal ObamaCare
    By Dana Blanton; Fox News ~ Dec 10, 2014

    Sebelius: People ‘Universally’ Oppose Obamacare, But We Just Need To Rebrand It
    By Sarah Hurtubise; The Daily Caller ~ Dec 10, 2014

    Insurers fire back over ObamaCare changes
    By Elise Viebeck; The Hill ~ Dec 10, 2014

    Many Senior Citizens Take Too Many Medicines -- Here's How To Fix It
    By Roy Beveridge, MD; Forbes ~ Dec 10, 2014

    Gruber Hides Behind Lawyers … Committee Plans Subpoena, Tells Gruber That He’ll Be Back To Testify Again
    By Patrick Howley; The Daily Caller ~ Dec 09, 2014

    Gruber: I Knew People Were Going To Lose Their Health Plans
    By Patrick Howley; The Daily Caller ~ Dec 09, 2014

    By Patrick Howley; The Daily Caller ~ Dec 08, 2014

    Don’t Get ObamaCare Scammed
    By Donna Fuscaldo; Fox Business ~ Dec 09, 2014

    Consumers May Miss Out On Subsidies Due To Uncertainty About Job-Based Coverage
    By Michelle Andrews; Kaiser Health News ~ Dec 09, 2014

    Obama Admits Amnesty Is For Many More Than 5 Million
    By Neil Munro; The Daily Caller ~ Dec 09, 2014

    Why The Older Americans Act Matters
    From Bob Blancato, NA; Forbes ~ Dec 09, 2014

    Senate Dems Take On Social Security Gender Gap
    By Rachel Stoltzfoos; The Daily Caller ~ Dec 09, 2014

    11 Fundamental Elements of a Stress-Free Estate Plan
    By Mark Eghrari; Forbes ~ Dec 09, 2014

    Key lawmakers seek pension changes
    By David Espo & Andrew Taylor; The Associated Press ~ Dec 08, 2014

    Will Jonathan Gruber Topple Obamacare?
    By David Nather; Politico ~ Dec 07, 2014

    Obamacare enrollment data comes under scrutiny
    By Gregory Korte; USA TODAY ~ Dec 08, 2014

    McConnell: Repealing Obamacare Could Be ‘Number One’ For New Senate
    By Sarah Hurtubise; The Daily Caller ~ Dec 08, 2014

    Health law impacts primary care doc shortage
    By Kelli Kennedy; The Associated Press ~ Dec 08, 2014

    5 Biggest Retirement Planning Changes for 2015
    From Jamie Hopkins; Forbes ~ Dec 08, 2014

    Older Americans a Pillar of Housing Market With High Ownership Rate
    By Alexis Leondis; Bloomberg ~ Dec 08, 2014

    Dems push for healthcare tax break
    By Bernie Becker; The Hill ~ Dec 06, 2014

    Whistleblower alleges agency cover-up over $300M ‘boondoggle’ to protect Obama nominee
    By Judson Berger; Fox News ~ Dec 06, 2014

    HHS asks GOP: Keep us away from Gruber
    By Elise Viebeck; The Hill ~ Dec 05, 2014

    By Michael Hiltzik; Los Angeles Times ~ Dec 05, 2014

    Labor Force Participation Remains at 36-Year Low
    By Ali Meyer; Cybercast News Service ~ Dec 05, 2014

    Dropping coverage of popular prescription drugs is sad and shameful
    By David Lazarus; Los Angeles Times ~ Dec 04, 2014

    Should You File Your Own Tax Return?
    By Bonnie Lee; Fox Business ~ Dec 04, 2014

    Average Affordable Care premiums going up in 2015
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Dec 04, 2014

    Obama Administration Finally Admits Obamacare Premiums Are Rising
    By Sarah Hurtubise; The Daily Caller ~ Dec 04, 2014

    Who Is Getting ACA Insurance – And Who Isn’t
    By Julie Rovner; Kaiser Health News ~ Dec 04, 2014

    Enrollments Under Health Law Continue at Solid Pace
    By Robert Pear; The New York Times ~ Dec 04, 2014

    Big Changes in Fine Print of Some 2015 Health Plans
    By Charles Ornstein, Ryann Grochowski Jones & Lena Groeger; The New York Times ~ Dec 04, 2014

    Your ‘living will’: What happens if you change your mind?
    By Elizabeth O'Brien; MarketWatch ~ Dec 04, 2014

    Social Security nominee defends integrity, career
    By Stephen Ohlemacher; The Associated Press ~ Dec 04, 2014

    Flunking retirement readiness, and what to do about it
    By Mark Miller; Reuters ~ Dec 04, 2014

    Congress could soon allow pension plans to cut benefits for current retirees
    By Michael Fletcher, Washington Post – Dec. 4, 2014

    Obamacare Author: We Shouldn’t Have Passed Obamacare The Way We Did
    By Sarah Hurtubise; The Daily Caller ~ Dec 03, 2014

    17 States Take Obama to Court: You Are Trampling the Constitution
    By Terence P. Jeffrey; Cybercast News Service ~ Dec 03, 2014

    Opinion: A Bad Provision Even by ObamaCare Standards
    By Tom Coburn & Phil Roe; The Wall Street Journal ~ Dec 03, 2014

    New Medicare Rules Aim to Reduce Abuse
    By Janet Adamy; The Wall Street Journal ~ Dec 03, 2014

    Health spending up 3.6% for 2013
    By Russ Britt; MarketWatch ~ Dec 03, 2014

    Medicare Advantage enrollment deadline looms
    By Tom Murphy; The Associated Press ~ Dec 03, 2014

    Social Security nominee stalled over $300M project
    By Stephen Ohlemacher; The Associated Press ~ Dec 03, 2014

    Congress Poised to Reinstate Some Tax Breaks
    By Siobhan Hughes; The Wall Street Journal ~ Dec 02, 2014

    HP to sell Alcatel-Lucent network-enabled cloud solutions
    By Rachel King; ZDNet ~ Dec 03, 2014

    [HP Press Release] HP and Alcatel-Lucent Strengthen Global Alliance
    Alcatel-Lucent Press Office

    Alcatel-Lucent and Cinia Group to deploy 1,100 km undersea cable system linking Finland to Germany
    Alcatel-Lucent Press Office

    Sebelius: 'A lot of Americans have no idea what insurance is about'
    By Sarah Ferris; The Hill ~ Dec 02, 2014

    Consumers Will Pay More Out Of Pocket Next Year For Specialty Drugs
    By Julie Appleby; Kaiser Health News ~ Dec 02, 2014

    Aspirin can help prevent a second heart attack, but what about a first?
    By Jill U. Adams; The Washington Post ~ Dec 02, 2014

    Top Senate Republican sees possible major healthcare legislation
    By Richard Cowan; Reuters ~ Dec 02, 2014

    Older Americans say: Stay positive, seal the southern border
    By Dan Weber; The Hill ~ Dec 02, 2014

    The interview: Marcus Weldon, CTO, Alcatel-Lucent, and president, Bell Labs
    By John Kennedy; Silicon Republic ~ Dec 02, 2014’s insurance marketplace for small businesses gets off to a slow start
    By Amy Goldstein ; The Washington Post ~ Nov 30, 2014

    Roberts's Bid to Shield Court From Politics Is Imperiled by Obamacare
    By Greg Stohr; Bloomberg ~ Dec 01, 2014

    Study: $17B tax hike from Obama Web rules
    By Julian Hattem; The Hill ~ Dec 01, 2014

    White House plans to force business to pay more overtime
    By Sean Higgins; Washington Examiner ~ Dec 01, 2014

    AlcaLu Virtualizes Mobile Malware Security
    By Sarah Reedy; Light Reading ~ Dec 01, 2014

    Suit on Health Law Puts Focus on Funding Powers
    By Robert Pear; The New York Times ~ Nov 29, 2014

    Don’t Skip Out on Medicare Part B
    By Jennifer Waters; The Wall Street Journal ~ Nov 29, 2014

    Dark days ahead for ObamaCare
    By Elise Viebeck; The Hill ~ Nov 29, 2014

    Exclusive: U.S. CEOs threaten to pull tacit Obamacare support over 'wellness' spat
    By Sharon Begley; Reuters ~ Nov 29, 2014

    Inside The Company That Built The Internet's Highways
    By Scott Simon, NPR News – Oct 4, 2014

    Obama Kills Tax Cut Because It Didn’t Help Illegals
    By Neil Munro; The Daily Caller ~ Nov 28, 2014

    Legal Immigrants Being Blocked in Latest Obamacare Glitch
    By Melanie Batley; Newsmax ~ Nov 28, 2014

    Gallup: Peak Number Of Americans Delaying Medical Care Over Costs
    By Sarah Hurtubise; The Daily Caller ~ Nov 28, 2014

    Retirees Turn to Virtual Villages for Mutual Support
    By Constance Gustke; The New York Times ~ Nov 28, 2014

    Report: Under Obama’s Amnesty, Obamacare Will Make Illegals $3,000 Cheaper To Hire
    By Sarah Hurtubise; The Daily Caller ~ Nov 26, 2014

    Retirees, Protect Yourself From Fraudsters
    By Eleanor Laise; Kiplinger ~ November, 2014

    Some in US illegally could get retirement benefits
    By Jim Kuhnhenn; The Associated Press ~ Nov 27, 2014

    Alcatel-Lucent concludes agreement with Italy’s SM Optics for transfer of specific optical research and development activities
    From SM Optics; The Wall Street Transcript~ Nov 27, 2014

    Obamacare Enrollment Tops 450,000 So Far
    By Sarah Hurtubise; The Daily Caller ~ Nov 26, 2014

    1 Million Applied for Health Insurance in Federal Marketplace in First Week of Enrollment
    By Robert Pear; The New York Times ~ Nov 26, 2014

    Health insurance sign-ups coming to shopping malls
    By Carla K. Johnson; The Associated Press ~ Nov 26, 2014

    Obamacare’s Gift To Big Business: The Largest Firms Can Offer The Skimpiest Health Plans
    By John Goodman; The Daily Caller ~ Nov 25, 2014

    Obamacare Returns To SCOTUS: Will John Roberts Crush It This Time?
    By Sahil Kapur; Talking Points Memo ~ Nov 26, 2014

    White House faces new obstacles in ObamaCare’s second year
    By Sarah Ferris; The Hill ~ Nov 26, 2014

    Social Security, Medicare Open to Illegals Under Amnesty Plan
    By Sandy Fitzgerald; Newsmax ~ Nov 26, 2014

    How Retirement Benefits Will Change in 2015
    By Emily Brandon; US News & World Report ~ Nov 24, 2014

    Would the GOP Benefit From This Woman Running for President?
    By Genevieve Wood, Daily Signal – Nov 26, 2014

    Administration Warns Employers: Don’t Dump Sick Workers From Plans
    By Jay Hancock; Kaiser Health News ~ Nov 25, 2014

    Insurers’ Listings of In-Network Doctors Often Out of Date
    By Melinda Beck; The Wall Street Journal ~ Nov 25, 2014

    HHS Formally Moves To Close Loophole Allowing Plans Without Hospital Benefits
    By Jay Hancock; Kaiser Health News ~ Nov 24, 2014

    Gruber Agrees To Face Issa’s Oversight Committee
    By Sarah Hurtubise; The Daily Caller ~ Nov 25, 2014

    Chuck Schumer: We Shouldn’t Have Passed Obamacare In 2010 [VIDEO]
    By Sarah Hurtubise; The Daily Caller ~ Nov 25, 2014

    More Medicine Goes Off Limits in Drug-Price Showdown
    By Robert Langreth; Bloomberg ~ Nov 25, 2014

    Facing health law hikes, consumers mull options
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 25, 2014

    Defined Contribution Health Benefits the Future?
    By Donna Fuscaldo; Fox Business ~ Nov 25, 2014

    Senators revive fight to import cheaper prescriptions from Canada
    By Sarah Ferris; The Hill ~ Nov 25, 2014

    Year-end tips for retirement savers young and not-so-young
    By Mark Miller; Reuters ~ Nov 25, 2014

    Dem Wants Gag Order On Liberal Lawyer Representing GOP In Obamacare Lawsuit
    By Sarah Hurtubise; The Daily Caller ~ Nov 24, 2014

    Burwell: High court will uphold ObamaCare subsidies
    By Elise Viebeck; The Hill ~ Nov 24, 2014

    Burwell Pushes For New ‘Culture Of Transparency’ After Latest Obamacare ‘Mistake’
    By Sarah Hurtubise; The Daily Caller ~ Nov 24, 2014

    Sebelius Swears ‘We Were Very Forthright’ About Obamacare
    By Sarah Hurtubise; The Daily Caller ~ Nov 24, 2014

    Some newly insured under 'Obamacare' may have trouble finding doctors
    By Karen Pallarito, HealthDay; Medical Xpress ~ Nov 24, 2014

    Obama’s Amnesty Will Cost $22,000 Per US College Grad
    By Neil Munro; The Daily Caller ~ Nov 24, 2014

    10 Expired Tax Provisions That Might Affect You In 2014
    By Kelly Phillips Erb; Forbes ~ Nov 24, 2014

    HHS proposes shifting people into cheaper ObamaCare plans
    By Elise Viebeck; The Hill ~ Nov 21, 2014

    Push for more openness after Obamacare data mix-up
    By Brett Norman & Rachana Pradhan; Politico ~ Nov 22, 2014

    Four words that could deep-six Obamacare
    By Richard Wolf; USA TODAY ~ Nov 22, 2014

    Health-care costs: It’s time for patients to take control
    By Russ Britt; MarketWatch ~ Nov 22, 2014

    Obamacare Architect Gruber Called to Testify Before Congress
    By Jennifer G. Hickey; Newsmax ~ Nov 21, 2014

    Loose-lipped ObamaCare adviser's predictions more bad than bold, analysis shows
    By Maxim Lott; Fox News ~ Nov 21, 2014

    Obama fires back at Boehner
    By Justin Sink; The Hill ~ Nov 21, 2014

    Boehner: House GOP files Obamacare suit
    By Deirdre Walsh & Dana Bash; CNN ~ Nov 21, 2014

    EMEA: Alcatel-Lucent – the next big thing is the network
    By Claudia Bacco; RCR Wireless ~ Nov 21, 2014

    Obama: U.S. Taxpayers Must Pay For Illegals’ Children
    By Neil Munro; The Daily Caller ~ Nov 20, 2014

    Fallout from Gruber’s remarks spreads
    By Stephanie Armour; MarketWatch ~ Nov 20, 2014

    More Obamacare troubles: Enrollment numbers inflated
    By Gregory Korte; USA TODAY ~ Nov 20, 2014

    Majority Say Not Gov't Duty to Provide Healthcare for All
    By Frank Newport; Gallup ~ Nov 20, 2014

    Why Should We Care About Universal Health Insurance Coverage?
    From John C. Goodman; Forbes ~ Nov 20, 2014

    Employer Survey Shows Shifts In Cost To Employees With High Deductible Plans
    From KHN Morning Briefing; Kaiser Health News ~ Nov 20, 2014

    The drugstore lobby solution: Make seniors pay more
    By Mark Merritt; The Hill ~ Nov 20, 2014

    Study: American Seniors Face Health Care Gaps, Despite Medicare
    By Shefali Luthra; Kaiser Health News ~ Nov 19, 2014

    Study: American Seniors Face Health Care Gaps, Despite Medicare
    By Shefali Luthra; Kaiser Health News ~ Nov 19, 2014

    How to stop adult children from derailing your retirement goals
    By Robert Stammers; MarketWatch ~ Nov 20, 2014

    Is your retirement ‘fully funded’?
    By Robert Powell; MarketWatch ~ Nov 20, 2014

    From Inmarsat; The Wall Street Transcript ~ Nov 20, 2014

    Found: Billions Of Wasted Medicare Dollars
    By Peter Uber; Forbes ~ Nov 19, 2014

    Medicare, Medicaid get ‘big data’ chief
    By Elise Viebeck; The Hill ~ Nov 19, 2014

    Sticker Shock: Some Medicare Part D Beneficiaries Will Pay More Next Year
    By Ed Silverman; The Wall Street Journal ~ Nov 19, 2014

    Bringing Sanity to the Health Insurance Market
    By Gail Buckner; Fox Business ~ Nov 18, 2014

    U.S. Seniors' Health Poorest, Global Survey Shows
    By Steven Reinberg, HD; WebMD ~ Nov 19, 2014

    Bell Labs Chief Slams 'Toy' Networks
    By Robert Clark; Light Reading ~ Nov 19, 2014

    Boehner hires third lawyer to sue Obama
    By Deirdre Walsh; CNN ~ Nov 18, 2014

    Key ObamaCare official used threats, 'tantrums' to push website launch despite concerns, email claims
    By Stephanie McNeal; Fox News ~ Nov 18, 2014

    Federal gov't health websites come up short
    By Hope Yen, AP; The San Diego Union-Tribune ~ Nov 18, 2014

    Bell Labs chief touts small cells as “the only answer” for network crunch
    By Steve Costello; Mobile World Live ~ Nov 18, 2014

    Alcatel-Lucent strengthens the critical communications network of Dallas
    Alcatel-Lucent Press Office

    Monthly information regarding the total number of voting rights and the total number of shares of the Company
    Alcatel-Lucent Press Office

    The Baffling Math That Determines What People Actually Pay for Obamacare
    By John Tozzi; Bloomberg Businessweek ~ Nov 17, 2014

    Obamacare: 5 things to know about the law's future
    By Rebecca Kaplan; CBS News ~ Nov 17, 2014

    Coming Obamacare battle has risk for all sides
    By Albert R. Hunt, BN; Standard Examiner ~ Nov 17, 2014

    Health Law Turns Obama and Insurers Into Allies
    By Robert Pear; The New York Times ~ Nov 17, 2014

    Medicare enrollment slip-ups can be costly for retirees
    By Glenn Ruffenach; MarketWatch ~ Nov 17, 2014

    Health care shoppers, beware of scams
    By Mitch Lipka; CBS News ~ Nov 17, 2014

    Gov't pension agency reports a $62 billion deficit
    By Tom Raum; The Associated Press ~ Nov 17, 2014

    Obama defends healthcare law after adviser criticism
    By Anna Yukhananov; Reuters ~ Nov 16, 2014

    Burwell: 100,000 People Have Submitted Obamacare Applications
    By Caitlin MacNeal; Talking Points Memo ~ Nov 16, 2014

    Report: Social Security wrongly awards $2B in disability claims
    By David McCabe; The Hill ~ Nov 15, 2014

    How Social Security raise impacts retirees
    By Nanci Hellmich; USA TODAY ~ Nov 16, 2014

    Cost of coverage under care act set to increase
    By Robert Pear, Reed Abelson & Agustin Armendariz, NYT; CNBC ~ Nov 15, 2014

    Obamacare enters new phase over the weekend with little fanfare
    By David Morgan; Reuters ~ Nov 15, 2014

    Alcatel-Lucent: Back From the Brink
    Light Reading – Nov 14, 2014

    President Crafted Obamacare Deception With Gruber At White House Meeting
    By Patrick Howley; The Daily Caller ~ Nov 14, 2014

    6 Ways to Make the Most of Obamacare Open Enrollment for 2015
    By Kimberly Lankford; Kiplinger ~ Nov 14, 2014

    Obamacare Premiums Climb 3% on Average Before 2015 Shopping
    By Alex Wayne & Caroline Chen; Bloomberg ~ Nov 14, 2014

    Older Americans Have Trouble Accessing Online Health Data
    By Nathan Fortin; Wall Street OTC ~ Nov 14, 2014

    Some functions won't work overnight
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 14, 2014

    Choosing to Live Abroad in Retirement
    By Caitlin Kelly; The New York Times ~ Nov 14, 2014

    7 things you can do now to lower next year’s tax bill
    By Jonnelle Marte; The Washington Post ~ Nov 14, 2014

    AlcaLu Gets Jiggy With Another Chip Firm
    By Ray Le Maistre; Light Reading ~ Nov 14, 2014

    Alcatel Targets Google, Comcast for Growth Beyond Carriers
    By Marie Mawad; Bloomberg Businessweek ~ Nov 14, 2014

    Obamacare’s Army of Workers Learns to Cope With Setbacks
    By Alex Wayne; Bloomberg ~ Nov 13, 2014

    The selling of Obamacare 2.0
    By Joanne Kenen; Politico ~ Nov 13, 2014

    Gallup: More willing to defy ObamaCare rule
    By Sarah Ferris; The Hill ~ Nov 13, 2014

    Why Obamacare open enrollment matters to boomers
    By Elizabeth O'Brien; MarketWatch ~ Nov 13, 2014

    Obamacare Architect’s ‘Speak-o’s’ Could End Up Having Legal Consequences
    By Sarah Hurtubise; The Daily Caller ~ Nov 12, 2014

    Did the Author of Obamacare Admit It’s Evil?
    By Jonathan Chait; New York ~ Nov 13, 2014

    Five takeaways on retirement from the midterm elections
    By Mark Miller; Reuters ~ Nov 13, 2014

    Alcatel-Lucent makes the Shift
    By Graeme Philipson; iTWire ~ Nov 13, 2014

    Alcatel-Lucent wins breakthrough contract in Scandinavia with AINMT to deploy 4G LTE mobile broadband
    Alcatel-Lucent Press Office

    Liquid Telecom chooses Alcatel-Lucent to provide DWDM and GPON equipment for fibre expansion
    Alcatel-Lucent Press Office

    Sen. Orrin Hatch: We're ready to repeal, replace
    By Sen. Orrin Hatch; USA TODAY ~ Nov 12, 2014

    Voter stupidity remark gives GOP new ammo on ObamaCare
    By Sarah Ferris & Elise Viebeck; The Hill ~ Nov 12, 2014

    In Third Video, Obamacare Architect Talks About ‘Basic Exploitation’ Of American Voters [VIDEO]
    By Chuck Ross; The Daily Caller ~ Nov 12, 2014

    Is outliving your savings a fate worse than death?
    By Chris Taylor; Reuters ~ Nov 12, 2014

    Why retirements really are at risk
    By Alicia H. Munnell; MarketWatch ~ Nov 12, 2014

    Maybe You Don't Need Long-Term Care Insurance After All
    By Ben Steverman; Bloomberg ~ Nov 12, 2014

    Alcatel-Lucent Joins Virtual Router Race
    By Ray Le Maistre; Light Reading ~ Nov 12, 2014

    Alcatel-Lucent pins growth on R&D, enterprise
    By Josh Taylor; ZDNet ~ Nov 12, 2014

    The Department of the Internet
    By ANDY KESSLER Nov. 10, 2014

    Five new obstacles for ObamaCare
    By Elise Viebeck; The Hill ~ Nov 11, 2014

    Health Insurance Premiums to Fluctuate Under Obamacare
    By Kimberly Leonard; US News & World Report ~ Nov 11, 2014

    Doctors testing seniors for cocaine, other drugs -- and Medicare pays the bill
    By Christopher Weaver & Anna Wilde Mathews, WSJ; Fox News ~ Nov 11, 2014

    Who’s more worried about retirement: Men or women?
    By Anne Tergesen; MarketWatch ~ Nov 11, 2014

    Why Retirement Ain't What It Used to Be
    By AJ Smith; Fox Business ~ Nov 11, 2014

    ObamaCare architect: 'Stupidity' of voters helped bill pass
    By Elise Viebeck; The Hill ~ Nov 10, 2014

    Obamacare Enrollment Estimates Reduced
    By Kimberly Leonard; US News & World Report ~ Nov 10, 2014

    Why The Supreme Court's Power Play Is Disturbing For Obamacare
    By Sahil Kapur; Talking Points Memo ~ Nov 10, 2014

    Burwell Talks Up Transparency On Potential Problems
    By Sarah Hurtubise; The Daily Caller ~ Nov 10, 2014

    Seeking help with Medicare plans? Your options are few
    By Glenn Ruffenach; MarketWatch ~ Nov 10, 2014

    Supreme Court Weighs Case Over Cuts to Retirees’ Health Benefits
    By Adam Liptak; The New York Times ~ Nov 10, 2014

    Don't blame Obamacare for high deductible plans
    By Jeff Gelles, PI; InsuranceNewsnet ~ Nov 09, 2014

    U.S. officials hope new avoids last year's problems
    By Howard Schneider; Reuters ~ Nov 09, 2014

    Financial Tips for Helping Adult Children
    By B. Kelly Graves; The Wall Street Journal ~ Nov 09, 2014

    6 ways to lower your 2014 tax bite
    Shelly Schwartz; CNBC ~ Nov 09, 2014

    Obamacare Supreme Court Case Leaves Room for Workarounds
    By Alex Wayne & Drew Armstrong; Bloomberg ~ Nov 08, 2014

    Consumers to get peek at 2015 health law premiums
    By Ricardo Alonso-Zaldivar; The Associated Press ~ Nov 07, 2014

    When is Social Security taxable?
    By Dan Caplinger, TMF; USA TODAY ~ Nov 08, 2014

    5 steps to keep your accounts safe from hackers and scammers
    From Kim Komando; USA TODAY ~ Nov 07, 2014

    White House rebuffs ObamaCare challenge
    By Sarah Ferris; The Hill ~ Nov 07, 2014

    Health insurers drop as Obamacare heads back to court
    By Anora Mahmudova; MarketWatch ~ Nov 07, 2014

    Supreme Court Takes Up Potentially Disastrous Obamacare Case
    By Sarah Hurtubise; The Daily Caller ~ Nov 07, 2014

    3 Retirement Rules Of Thumb That Really Work
    From Walter Updegrave; Forbes ~ Nov 07, 2014

    One doctor’s old-fashioned idea to cut health care spending: house calls
    By Jeff Guo; The Washington Post ~ Nov 06, 2014

    Now That The GOP Will Control The Senate, What’s Next For The Health Law?
    From KHN Morning Briefing; Kaiser Health News ~ Nov 06, 2014

    Report: Healthcare premium increases 'quite low' in 2015
    By Sarah Ferris; The Hill ~ Nov 06, 2014

    HHS: Obamacare website is safe
    By: David Perera; Politico ~ Nov 06, 2014

    Is There An Alternative To Waiting For Care?
    By John C. Goodman; Forbes ~ Nov 06, 2014

    The biggest surprises in retirement? The experts weigh in
    By Mark Miller; Reuters ~ Nov 06, 2014

    Obama draws line on GOP changes to Obamacare
    By Sarah Wheaton; Politico ~ Nov 05, 2014

    White-Collar Workers Live Longer and the Gap Is Widening
    By Allison Schrager; Bloomberg Businessweek ~ Nov 05, 2014

    McConnell unveils plan to dismantle ObamaCare
    By Sarah Ferris; The Hill ~ Nov 05, 2014

    Obamacare Facing More Scrutiny From Ascendant Republicans
    By Alex Wayne; Bloomberg ~ Nov 05, 2014

    Obamacare's Twilight: Health Reform In The Next Congress
    From John R. Graham; Forbes ~ Nov 05, 2014

    Roth IRA Conversions Rise as Age 70½ Gets Closer
    By Liz Moyer; The Wall Street Journal ~ Nov 05, 2014

    Feds cracking down on debt collectors that exploit elderly
    By Tim Devaney; The Hill ~ Nov 05, 2014

    New ways to get great customer service
    By Anthony Giorgianni, CR; Fox Business ~ Nov 05, 2014

    What the GOP's Congressional Victory Means for Senior Services
    By Howard Gleckman; Forbes ~ Nov 05, 2014

    Should you pay off your mortgage when retiring?
    By Rodney Brooks; USA TODAY ~ Nov 05, 2014

    Why you shouldn’t use retirement savings to pay off debt
    By Jonnelle Marte; The Washington Post ~ Nov 04, 2014

    Retirement issues likely to be addressed by Republican-led Congress
    By Hazel Bradford; Pensions & Investments ~ Nov 05, 2014

    Obama Administration Closing Health Law Loophole For Plans Without Hospitalization
    By Jay Hancock; Kaiser Health News ~ Nov 04, 2014

    Some ObamaCare patients with high deductibles turning to community care centers
    By Jim Angle; Fox News ~ Nov 04, 2014

    Health-Insurance Enrollment: What You Need to Know
    By Louise Radnofsky; The Wall Street Journal ~ Nov 04, 2014

    Industry Succeeds Where Obamacare Fails
    By Sally Pipes; Forbes ~ Nov 03, 2014

    Government argues in favor of federal insurance exchanges
    From The Associated Press; St. Louis Post-Dispatch ~ Nov 03, 2014

    Survey: Majority Of Last Year’s Obamacare Customers Won’t Return
    By Sarah Hurtubise; The Daily Caller ~ Nov 03, 2014

    More scrutiny coming for Medicare Advantage, Obamacare
    By Fred Schulte; Kaiser Health News ~ Nov 03, 2014

    Alcatel-Lucent (ALU) Stock Rises After Cybersecurity Business Sale to Thales Group
    By Andrew Meola; TheStreet ~ Nov 03, 2014

    [Nuage Networks press release] Nuage Networks Achieves Red Hat Enterprise Linux OpenStack Platform 5 Certification
    Paris, France, November 03, 2014

    Alcatel-Lucent providing next-generation IP transport networks to Thailand’s True Corporation
    Paris, France, November 03, 2014

    Retirement Planner: Medicare drug issues hit close to home
    By Stephen J. Butler, Contra Costa Times – Nov 2, 2014

    Senators back Delphi Salaried Retirees effort to restore pensions
    By Lindsay McCoy; WFMJ ~ Nov 02, 2014

    Defects Found Before Debut of Health Insurance Site for Small Businesses
    By Robert Pear; The New York Times ~ Nov 01, 2014

    ObamaCare a midterm bust?
    By Elise Viebeck & Sarah Ferris; The Hill ~ Nov 01, 2014

    After year of Obamacare, health insurers' profits rise
    By Tom Murphy, AP; Milwaukee Journal Sentinel ~ Nov 01, 2014

    Now we need a coach for retirement, too?
    By Elizabeth O'Brien; MarketWatch ~ Nov 01, 2014


    WECO SAGE is a group formed by computer pioneers who worked for Western Electric Company in the 1950s and 1960s installing an Air Defense System for the United States Air Force. The members of this Group have maintained their personal, and in some cases professional, relationships for over 50 years. The Group, whose members once numbered in the hundreds, meet on an annual basis at different locations throughout the country. The 2014 meeting of the WECO-SAGE Alumni Group was held from May 15th through the 18th at the Hampton Inn Historic District in downtown Bradenton, Florida. Contact Ron Trettau.

    Club WECO-AT&T-Bell Labs-Lucent Technologies-Teletype-NCR-ALU. This group is intended primarily as a forum to connect (network) and maintain communication between past and/or current members. THE TELECOM REUNION was held on Dec.12. Click here for video of the event. Contact Jim Simak.

    eX TELETYPE is for ex-Teletype Employees to keep in touch. Teletype Corp. was located in Skokie, IL and Little Rock, AK. The fall gathering of Teletype and Lucent people and friends will be on Tuesday November 11th, starting at 5:00 P.M. As usual, it will be at Riggio's Restaurant at 7530 West Oakton, Niles Il. (on the north side of Oakton just west of Milwaukee Ave.)
    The 52nd Annual Christmas Luncheon of the TELETYPE LIFE MEMBER CLUB will be held on Tuesday, December 2, 2014 at PRZYBYLO House of the White Eagle, 6839 Milwaukee Ave. Niles, IL  60714 Contact John Furno.

    lucent5-5 is for Lucent retirees who took the special 5+5 voluntary retirement on July 13, 2001 (or wish they could have!). Its purpose is to keep in touch, to help provide support for working with the Lucent Pension folks, and to talk about Lucent in general. To subscribe, send an email to

    PCLUCENTALUM This group was set up to facilitate communication between ex-Lucent employees in Northern California. Send email to